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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy

All good would recommend to all easy and safe Reviewed on: 28th March 2022

Payment

Payment is Clear to my Zopa Account straightaway Reviewed on: 28th March 2022

Great card

I recommend this card as it was given to me when my credit score was low and I was a newcomer Reviewed on: 28th March 2022

They were there when I needed help

Great credit company fare rates Reviewed on: 28th March 2022

Ease of use

I found Zopa incredibly easy people to deal with & there helping me improve my credit rating in an easy to understand way Reviewed on: 28th March 2022

Brilliant

A good and transparent bank, very good application and easy to use Reviewed on: 28th March 2022

Excellent experience with zupa

Zupa have a great app and good customer service, I also like the saving account they have added to the account. And I have never had any trouble with my card. Reviewed on: 28th March 2022

Amazing

Couldn’t fault. Any issues have been sorted, very happy with the service! Reviewed on: 28th March 2022

Very quick and easy

Very quick application and keeper updated all the way through out received the decision very quick and the car and app are very good and clear to use Reviewed on: 28th March 2022

Excellent customer service

Zoopla has been of immense help to me, and their customer service is amazing Reviewed on: 28th March 2022

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