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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,345 reviews, last reviewed 31st May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44345)

All we need

5
Great, easy and efficient, all we need in this correct time of our life’s Reviewed on: 29th March 2022
Diego Conti Pereira's avatar
Diego Conti Pereira

Easy app and card.

5
Very clear, visible and easy for use. The settings are helpful. Reviewed on: 29th March 2022
Mariyana 's avatar
Mariyana

Easy banking

5
Been with zopa for a year now and no problems what so ever, app is easy to use, payments are fair, overall a good banking app Reviewed on: 29th March 2022
Becki's avatar
Becki

Will recommend

5
So far so good App is very interactive and easy to use Reviewed on: 29th March 2022
George Amofah Afriyie's avatar
George Amofah Afriyie

Straight forward credit!!

5
Straight forward from starting application to managing my account online. Amazing service ☺️ Reviewed on: 29th March 2022
Kate's avatar
Kate

Mrs r b hayman

5
Love the zopa app easy to use and when payment is made shows instantly would definitely recommend Reviewed on: 29th March 2022
Rhiannon hayman 's avatar
Rhiannon hayman

Do what they say on the tin.

5
Ideal credit solution for people Reviewed on: 29th March 2022
Jake's avatar
Jake

Constant updates

5
The monthly updates on your credit file and lending capacity is good. It tells you things your doing well and bad. Also makes suggestions like using less then 50% of credit limit. Overall it’s great Reviewed on: 29th March 2022
Kazim Kalkan's avatar
Kazim Kalkan

Excellent

5
I find them very helpful and app very easy to use Reviewed on: 29th March 2022
Helen buston's avatar
Helen buston

Easy banking

5
It’s easy to use the app and login, the interest rate is low by far the best credit card company I have used very happy. Reviewed on: 29th March 2022
Heather-Anne pedley's avatar
Heather-Anne pedley

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