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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,345 reviews, last reviewed 31st May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44345)

Does what it says

4
This is brilliant easy to sign up and maintain great app which allows you to keep eye on your spend total etc brilliant to get your credit rating up!! Reviewed on: 29th March 2022
Urfan ahmed's avatar
Urfan ahmed

Flawless App, Flawless Card

5
It just does what it says on the tin - in fact, I don't even have to think about it, it's just something that runs happily in the background with zero drama. Reviewed on: 29th March 2022
Ali McGowan's avatar
Ali McGowan

Great Credit Card and App

5
I love this card. The app is brilliant. So clear. Very user friendly and actually really friendly too. I get notifications every time I use the card which is really helpful to identify misuse. 100% recommend Reviewed on: 29th March 2022
D's avatar
D

Excellent

5
So easy to apply and easy app to follow. Reviewed on: 29th March 2022
Doreen Ross 's avatar
Doreen Ross

Great Bank

5
Great bank with great features and customer service Reviewed on: 29th March 2022
Joshua Straw's avatar
Joshua Straw

Helping me get back on track

5
Easy to deal with and friendly. Reviewed on: 29th March 2022
Joanne's avatar
Joanne

Excellent

5
Lovely this credit card save u so muny Reviewed on: 29th March 2022
Mark's avatar
Mark

Incredibly easy to use

5
Brilliant mobile app that’s very clear and very very easy to use. Reviewed on: 29th March 2022
David Valpy's avatar
David Valpy

Great

4
Great card, helped me out of many situations Reviewed on: 29th March 2022
Martell Richards's avatar
Martell Richards

Ready for a new beginning

5
Most people will be accepted you just might be surprised been very helpful when I've had problems a company that goes the xtra mile for there customers Brilliant app works seamless and it helps build your credit score ll in all brilliant product best move I ever made Reviewed on: 29th March 2022
Optavia's avatar
Optavia

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