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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Helping me out

Helping me build my credit rating and in a managed way Reviewed on: 26th January 2022

A credit card with a different twist

The application process from start to finish was simple and straightforward, no the usual quaff when applying for credit card. Zopa makes your day to day life easier. Reviewed on: 26th January 2022

User friendly app experience

Using the app makes banking a lot more easier Reviewed on: 26th January 2022

Convenient

In a short amount of time my limit increase which I was quite surprised! This card fits in well with a person’s needs, activities and plan but please like any other credit card try paying back the full amount spend or majority of the amount to stay out of debt! Thanks Reviewed on: 26th January 2022

Excellent customer service and always helpful with any issues

Easy to arrange, customer service really helpful. Very supportive with any issues Reviewed on: 26th January 2022

Simplicity

Ease of use, fast notification of payments and transactions, clear easy online functions. 10/10 Reviewed on: 26th January 2022

Great credit card company!

My experience with Zopa has been great! The application was simple and my card arrived within a few days. The app is incredibly helpful and easy to use! Reviewed on: 26th January 2022

Credit Card

Very good bank and they give you all information what you need I recommend to everyone. Reviewed on: 26th January 2022

Very pleased

I am using Zopa as a way of building my credit score which was very poor. The app allows me to monitor my account with them very well and enables me to run the account very well Reviewed on: 26th January 2022

Easy to use app

Don't have any issues using app and friendly staff when you ring them Reviewed on: 26th January 2022

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