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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Simplicity in every aspect

Zopa has made it so easy to manage your credit card while building your credit score. Reviewed on: 28th March 2022

Great company

Absolutely A1 experience with this company Reviewed on: 28th March 2022

Braw

Never had a problem and easy to use Reviewed on: 28th March 2022

[email protected]

Nice customer service and easy to get in touch with and happy to help Reviewed on: 28th March 2022

Quick, hassle free, no nonsense

My application was quick and straight forward. I received my new cars within 3 days. I've had no issues so far, I've been with Zopa 2 month. My card,y app work brilliant as I expected. Thank you Reviewed on: 28th March 2022

Zopa credit card

Zopa is a brillant credit card I like the fact as soon as you pay money off it takes it off the balance with most it takes 2- 3 working days,never had a amazing always paid off before statement comes out so I find it helpful that no Apr is on top so I will definitely recommend to friends and family Reviewed on: 28th March 2022

Of a great help

They helped me a lot when I needed it and they have great service. I would absolutely recommend them. Reviewed on: 28th March 2022

Excellent

You could not ask for a better credit card. There service is so good and I'm so happy a chosen zope Reviewed on: 28th March 2022

Nice

I am verry impresed about Zopa. I thought my credit file journey was over with a bankruptcy however after 3 and half years later from being discharged. With positive ticks since then and the right pro active steps taken. Reviewed on: 28th March 2022

Zopa is zopa-fantastic!!!!!!

Zopa are always there, on a rainy day and on Sunny day. Funds high or low. Zopa is the one. Reviewed on: 28th March 2022

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