Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44354)

Easy app and card.

5
Very clear, visible and easy for use. The settings are helpful. Reviewed on: 29th March 2022
Mariyana 's avatar
Mariyana

Easy banking

5
Been with zopa for a year now and no problems what so ever, app is easy to use, payments are fair, overall a good banking app Reviewed on: 29th March 2022
Becki's avatar
Becki

Will recommend

5
So far so good App is very interactive and easy to use Reviewed on: 29th March 2022
George Amofah Afriyie's avatar
George Amofah Afriyie

Straight forward credit!!

5
Straight forward from starting application to managing my account online. Amazing service ☺️ Reviewed on: 29th March 2022
Kate's avatar
Kate

Mrs r b hayman

5
Love the zopa app easy to use and when payment is made shows instantly would definitely recommend Reviewed on: 29th March 2022
Rhiannon hayman 's avatar
Rhiannon hayman

Do what they say on the tin.

5
Ideal credit solution for people Reviewed on: 29th March 2022
Jake's avatar
Jake

Constant updates

5
The monthly updates on your credit file and lending capacity is good. It tells you things your doing well and bad. Also makes suggestions like using less then 50% of credit limit. Overall it’s great Reviewed on: 29th March 2022
Kazim Kalkan's avatar
Kazim Kalkan

Excellent

5
I find them very helpful and app very easy to use Reviewed on: 29th March 2022
Helen buston's avatar
Helen buston

Easy banking

5
It’s easy to use the app and login, the interest rate is low by far the best credit card company I have used very happy. Reviewed on: 29th March 2022
Heather-Anne pedley's avatar
Heather-Anne pedley

Does what it says

4
This is brilliant easy to sign up and maintain great app which allows you to keep eye on your spend total etc brilliant to get your credit rating up!! Reviewed on: 29th March 2022
Urfan ahmed's avatar
Urfan ahmed

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69088 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.86 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill