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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy to use, helpful

As previously stated has an easy to use app, and it was very helpful when I needed a hand with the finances and no one would approve my application. Reviewed on: 28th March 2022

Keeping on top of my credit

Amazing ways of tracking what I need to do to improve my credit score and lots of communication Reviewed on: 28th March 2022

Excellent service and app

The app is really easy to use excellent user friendly easy to see how much you have spent and payment options Reviewed on: 28th March 2022

Generally the easiest way to borrow money safely.

Easy to use, upfront and professional service. Easy to access and see exactly where you are. Reviewed on: 28th March 2022

Very good card

Great customer service, when I've contacted them Reviewed on: 28th March 2022

simply simple

great card made better by the App. You always know exactly where your spending and how much, and the app makes managing your money super easy highly recommended. Reviewed on: 28th March 2022

Customer care.

Good customer service. Quick to respond to phone calls. Very polite staff Reviewed on: 28th March 2022

Satisfied

Very satisfied the terms and conditions and a very professional customer service provided Reviewed on: 28th March 2022

Very useful

It’s a very easy app to use with a great layout. It has also helped me build my credit score. Reviewed on: 28th March 2022

Excellent

Five star service would highly recommend Reviewed on: 28th March 2022

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