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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Excellent

5
Very efficient service. Far better than others Reviewed on: 28th March 2022
isands0405's avatar
isands0405

Everything quickly and nice service

5
It's not my first credit card but its better if my othere one for me Reviewed on: 28th March 2022
Dariusz Wicher's avatar
Dariusz Wicher

Excellent

5
Payment system is unbelievable as credit the account same time Reviewed on: 28th March 2022
Zainab's avatar
Zainab

Life changing

5
Having bad credit, zopa has given me a chance to rebuild my credit and self esteem knowing I can start fresh. I would strongly recommend zopa to friends and family. Reviewed on: 28th March 2022
Nicole Lawrence's avatar
Nicole Lawrence

Helpful when you need the most

4
I recommend for people who's looking to clear their debts and/or build credit score. Reviewed on: 28th March 2022
Alex Mihai's avatar
Alex Mihai

Awesome

5
1st class customer service,Brilliant from start to finish,I’d definitely recommend them to family and friends Reviewed on: 28th March 2022
Dean Wake's avatar
Dean Wake

The best all round support from a credit card

5
Applying was simple and straight forward. Using the card and paying is so simplified via the app I was stated off on £200 and increased to £600 after a few months during which time my credit rating also soared. I trust ZOPA exquisitely Reviewed on: 28th March 2022
Charles Moore's avatar
Charles Moore

Awesome

5
Does exactly as it says with easy to work layout!! Reviewed on: 28th March 2022
dmccuish@me.com's avatar
[email protected]

Great bank

5
I was and I still down with money,but Zoopla help me to pay my bills and as my credit rating is not good there is only bank how trust me and give me credit card. Thank you for your help Zopa Reviewed on: 28th March 2022
Agnieszka Katarzyna Jankowiak's avatar
Agnieszka Katarzyna Jankowiak

Highly recommend Zopa

5
Easy to use app, excellent service Reviewed on: 28th March 2022
Stephanie's avatar
Stephanie

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