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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

I love Zopa

5
I am happy with you Zopa I recommend to anyone please let join and recommend to your friends and family Reviewed on: 26th January 2022

Good Service

5
No hassle to get account set up and to make payments, Very easy to use recommend Reviewed on: 26th January 2022

Great credit card

5
Zopa is a great credit card company. They are very understanding and never seem to have any problems with them Reviewed on: 26th January 2022

No complaints!

5
A card that is straightforward and useful Reviewed on: 26th January 2022

Great easy to use card

5
Great and easy to use, very user friendly app to help manage spending etc Reviewed on: 26th January 2022

A bank who listens to people

5
Since having my credit card they have kept me up to date with any changes that arisen. For example, when it came to the contactless payment being raised to £100 - they gave me the option to increase to this amount or leave it at £45. Reviewed on: 26th January 2022

5 stars

5
Hassle free, very good customer service. Quick turnaround to get the credit card. Reviewed on: 26th January 2022

Brill

4
Love it! Never any issues and easy to use Reviewed on: 26th January 2022

So easy

5
From application to receiving my credit card was so easy to understand and I've been able to use it whenever I needed to Reviewed on: 26th January 2022

Very good

5
Verygood,superb,very good services,thanks a lot,I am very happy. Reviewed on: 26th January 2022

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