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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Amazing service

Amazing customer service and very fair Reviewed on: 29th March 2022

Outstanding credit card

I love Zopa it's really helped me get my credit rating back on top Reviewed on: 29th March 2022

Excellent product!!!!!!

So simple to use but yet such a perfect service. Reviewed on: 29th March 2022

Great never had any problems

Really simple to use the card and app. Can pay easily through app and a great apr rate best I have been offered. Customer service always friendly too. Reviewed on: 29th March 2022

Straightforward

Straightforward from application to use. Easy to use. Would recommend to all Reviewed on: 29th March 2022

Quick and easy

Easy to manage account with online access Reviewed on: 29th March 2022

The card that changed my life

Finally a company that gave me a chance even though my credit wasn’t ideal at the time. The service has been nothing but helpful and honest. I have now by paying my credit card on time see my credit improve drastically and I am under far less pressure. I would never of sorted myself out without my Zopa card. Would recommend to anyone that’s struggling to improve there credit ratings , the card is easy to use and people are so quick to help you if there are any issues . Thank you Zopa ! Reviewed on: 29th March 2022

App superb easy to use ad excellent quality

I've only been with zopa for a little while but my experience has been a good one so far. Thank you zopa. Reviewed on: 29th March 2022

Great credit card

Great credit card with a good app which is simple to use.You can also save with Zopa and take out your money at any time . Reviewed on: 29th March 2022

Best credit card / saving platform

Easy to use, instantly shows spends/ payments made to the card. Having options to have savings that earn interest, borrow and switch bills is incredibly helpful all in one app. Reviewed on: 29th March 2022

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