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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Fantastic

Great credit card perfect for everyone Reviewed on: 29th March 2022

Bloody fab

Top totty fab company superb incredible Reviewed on: 29th March 2022

Brilliant company & card.

Great customer service. Great card. Love it Reviewed on: 29th March 2022

Simple but effective!

I always have my card with me. I can deal with my account online, when or wherever I need to. No complaints from me Reviewed on: 29th March 2022

I'm verry hapy to have a credit card with zopa

I will try to make more payment with this credit card Reviewed on: 29th March 2022

Great

Great service always helpful easy to contact Reviewed on: 29th March 2022

Amazing

Sleek and easy to use interface, any problems and the staff are a pleasure to deal with Reviewed on: 29th March 2022

Easy to use

The app has such great functionality really user friendly Reviewed on: 29th March 2022

Easy to use especially for young people

Easy to use especially with the app and younger people. The customer service on the app makes it easy to easily contact the service in case of any problems. The freeze card option is great especially with someone like me who always misplaced their card!! The reminders are good and the way you can auto pay or change a certain amount for direct debit. I have a good experience so far so good! Reviewed on: 29th March 2022

It's a Zupa dupa card

An effective simplified clean app Reviewed on: 29th March 2022

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