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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Very great and clear seevixe

5
I like the app and also the application process. Everything was smooth and easy to do and understand. Reviewed on: 26th January 2022

Zopa card with app easy

5
The zopa card with contactless option is very easy and the App keeps you upto date. Payments show on the App straight away so keep as you on track Reviewed on: 26th January 2022

Is good

5
Very good good starter credit card Reviewed on: 26th January 2022

Very helpful company

5
I have had a very good experience with the company Reviewed on: 26th January 2022

My Zopa

4
Very good service, always have information passed on when any changes Reviewed on: 26th January 2022

Amazing customer service desk nothing too much they wont do too HELP

5
Needed advice gave me all information help needed no long waiting list too speak too them Reviewed on: 26th January 2022

Excellent service

5
Excellent Product, Excellent Service Reviewed on: 26th January 2022

very easy App to use and real time balances

5
This has been a fantastic credit rating booster, my credit score has gradually gone up since using this card Reviewed on: 26th January 2022

Great

5
Very flexible and easy to use app. Reviewed on: 26th January 2022

Excellent

5
Positive experience from the beginning Reviewed on: 26th January 2022

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