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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Easy to use

5
Fantastic and easy to use simple to pay and reminders in plenty of time so your not behind Reviewed on: 26th January 2022
bloomingmonkey@yahoo.com's avatar
[email protected]

Good apps

4
App isn’t shit like most other ones Reviewed on: 26th January 2022
EV Metrics's avatar
EV Metrics

Great rates great card

5
Great rates, Great card with a great app that makes managing your account easy Reviewed on: 26th January 2022
Mark 's avatar
Mark

Easy to use

5
Easy to use everywhere. Can see overall spent and remaining balance. If you use this card responsibly it helps to improve your credit score. Reviewed on: 26th January 2022
Jyoti Vadgama's avatar
Jyoti Vadgama

Aersome

5
I havmt been with zoopla long but very happy thanks Reviewed on: 26th January 2022
Sandra's avatar
Sandra

Excellent Credit Card

5
Zopa offers a straightforward and transparent credit card with an easy to use app and an outstanding service Reviewed on: 26th January 2022
Carol 's avatar
Carol

Brilliant

5
Zopa is so easy to handle. Download the app, make payments when ever needed, easy service, clear guidelines. Reviewed on: 26th January 2022
helenback1979@hotmail.com's avatar
[email protected]

Good card for bad credit

5
I have struggled with bad credit in the past and made a real effort and turned that around. I had and emergency with my car and needed some additional funds. I applied and was accepted no nonsense with this card. It arrived quickly. The app is really easy to use, automatic payments have been set up and it is really easy to make spot payments. Reviewed on: 26th January 2022
Adam Starling's avatar
Adam Starling

East and amazing app

5
Easy and ideal company very happy with there service Reviewed on: 26th January 2022
scottyrutter@yahoo.co.uk's avatar
[email protected]

Easy

5
Easy to use. Manageable low payments Reviewed on: 26th January 2022
Danielle's avatar
Danielle

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