8194460 Zopa Credit card reviews | 40272 reviews rated 4.92* - Smart Money People
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Zopa: Credit card reviews

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4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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5%
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Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

very easy App to use and real time balances

5
This has been a fantastic credit rating booster, my credit score has gradually gone up since using this card Reviewed on: 26th January 2022
Tapiwa's avatar
Tapiwa

Great

5
Very flexible and easy to use app. Reviewed on: 26th January 2022
Colin Crawford's avatar
Colin Crawford

Excellent

5
Positive experience from the beginning Reviewed on: 26th January 2022
moanaaa moon's avatar
moanaaa moon

Easy to use

5
Fantastic and easy to use simple to pay and reminders in plenty of time so your not behind Reviewed on: 26th January 2022
bloomingmonkey@yahoo.com's avatar
bloomingmonkey@yahoo.com

Good apps

4
App isn’t shit like most other ones Reviewed on: 26th January 2022
EV Metrics's avatar
EV Metrics

Great rates great card

5
Great rates, Great card with a great app that makes managing your account easy Reviewed on: 26th January 2022
Mark 's avatar
Mark

Easy to use

5
Easy to use everywhere. Can see overall spent and remaining balance. If you use this card responsibly it helps to improve your credit score. Reviewed on: 26th January 2022
Jyoti Vadgama's avatar
Jyoti Vadgama

Aersome

5
I havmt been with zoopla long but very happy thanks Reviewed on: 26th January 2022
Sandra's avatar
Sandra

Excellent Credit Card

5
Zopa offers a straightforward and transparent credit card with an easy to use app and an outstanding service Reviewed on: 26th January 2022
Carol 's avatar
Carol

Brilliant

5
Zopa is so easy to handle. Download the app, make payments when ever needed, easy service, clear guidelines. Reviewed on: 26th January 2022
helenback1979@hotmail.com's avatar
helenback1979@hotmail.com

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