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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Im very pleased with my credit card, I've received help when I needed the most

Amazing team zopa , highly recommended, everything absolutely easy. Reviewed on: 29th March 2022

Very easy to use

Very fair prices easy to use never had and issues Reviewed on: 29th March 2022

Highly recommend

Best credit card company I’ve used and so easy to use the app and access Reviewed on: 29th March 2022

Zuper Zopa

Great card to use, online statement sends you to the app which is not very informative, once you understand it you get 50 plus days FREE credit which has to be the best I have come across..... Recommended :-) Reviewed on: 29th March 2022

Smart credit card.

Easy application process and the mobile app for the account is very easy to use with instant notifications in spending which gives peace of mind. Reviewed on: 29th March 2022

Good customer service

Friendly good banking with good app and customer service Reviewed on: 29th March 2022

amazing first credit card !

zopa was my first credit card and i’d definitely recommend. so easy to set up and use ! Reviewed on: 29th March 2022

Practical and easy

I’ve had a great experience with Zopa, it’s quick, easy to use and the communication has been clear from the outset. Reviewed on: 29th March 2022

Great service

Great bank company with very good offers always helping to. Improve there service and give good customer service Reviewed on: 29th March 2022

Mr Mobolaji

Zopa is easy and convenient to use.I like it because i get an alert immediately which makes to be aware of my spending limit. Reviewed on: 29th March 2022

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