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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Amazing card with amazing customer service

Everything they do is just wat u need Reviewed on: 28th March 2022

Is the best card l have until now

The best card l have and l really recommend to everyone thank you Zopa Reviewed on: 28th March 2022

Great Card

Very good at helping you stay in control Reviewed on: 28th March 2022

Easy app to use, good customer service

Zopa app was really easy to submit and would definitely recommend to friends and family. Reviewed on: 28th March 2022

Best credit card I've ever had!

Give me credit when others wouldn't, and my credit score is on the up, when had issues with account, always sorted it straight away, I'm a happy customer Reviewed on: 28th March 2022

Simple and effective

Very easy to use and understand with everything explained in a sensible way and with an easy to manage credit limit. Excellent. Reviewed on: 28th March 2022

You know where you are all the time.

Great customer service, I was a victim of a fraud and zopa sorted the situation out in 24hrs. A brilliant app also. Reviewed on: 28th March 2022

Simplistic yet super effective

Quick and easy getting and quick and easy using it ! Plus much much more tools if needed ! Reviewed on: 28th March 2022

Miss S

Really good to deal with, very informative but do not harass you. Would without a doubt recommend. Reviewed on: 28th March 2022

I love Zopa it saved my life

<3 I really needed Zopa and now I have it :) Reviewed on: 28th March 2022

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