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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Mr Mobolaji

Zopa is easy and convenient to use.I like it because i get an alert immediately which makes to be aware of my spending limit. Reviewed on: 29th March 2022

Really good company

Zopa Wonderful company keep me informed of all my spending and the tips on money saving are great they gave me a chance when no other company would great app great company Reviewed on: 29th March 2022

Good Honest Company

Very Happy with Service provided since taking out product. Reviewed on: 29th March 2022

Zopa

I'm very happy with zopa never had any issues outstanding and professional Reviewed on: 29th March 2022

Great product! Serves it's purpose!

Quick and efficient application! The mobile app is user friendly! Reviewed on: 29th March 2022

Brillant

Best credit card out there would recommend and have done 100%. Reviewed on: 29th March 2022

Amazing.

I'm using Zopa quite a while and I can say only good things about. Fast and reliable services. Reviewed on: 29th March 2022

Vary good

I am vary happy to be zopa costemer Reviewed on: 29th March 2022

Transparent

Zopa has been made a refreshing change from typical financial products and institutions. They seem to think differently. Totally transparent about lending limits and when they will change and be reviewed. Excellent use of tech for the app which is just brilliant, allowing you to stay in control and up to date with your finances. Reviewed on: 29th March 2022

about zopa credit card

easy to get easy to use good team Reviewed on: 29th March 2022

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