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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

App great

4
The app is easy to use and understand. Also the credit facility is a great second chance to get it right. Reviewed on: 26th January 2022

Great service

5
I used this company to rebuild my credit. They have been great and its even easy to keep an eye on my spending. Reviewed on: 26th January 2022

Zopa are great

5
Zopa are amazing. Really easy to use and overall one of the best I have found. Reviewed on: 26th January 2022

Amazing at what they do had an issues and it was dealt with extremely professionally and quickly

5
Had an issue with spending on my card it wouldn’t work spoke to them and explained the problem and it was fixed extremely quickly so I would highly recommend Zopa to anyone extremely professional people!! Reviewed on: 26th January 2022

Great credit support

5
Awesome experience helped me progress my score Reviewed on: 26th January 2022

Very easy app to use

5
Easy app and real time updates overall great experience Reviewed on: 26th January 2022

Great credit card

5
I love Zopa it’s easy to use and I have had no problems at all Reviewed on: 26th January 2022

Great

5
Zopa have been a superb card provider,the app is fantastic and very easy to use and it provides everything that you need from a bank Reviewed on: 26th January 2022

Awesome

5
What a great experience with card I’m more than happy with the whole experience thank you Reviewed on: 26th January 2022

Informative-simple-recommended

5
One of the easiest applications I have ever used. With all the information laid out easy to understand, and low maintenance Reviewed on: 26th January 2022

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