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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Great

Zopa have been a superb card provider,the app is fantastic and very easy to use and it provides everything that you need from a bank Reviewed on: 26th January 2022

Awesome

What a great experience with card I’m more than happy with the whole experience thank you Reviewed on: 26th January 2022

Informative-simple-recommended

One of the easiest applications I have ever used. With all the information laid out easy to understand, and low maintenance Reviewed on: 26th January 2022

Amazing company

I have never experience anything as good and efficient as this company. It lets me do many changes to suit my circumstances and the customer service is excellent. Couldn’t speak more highly about it if I could Reviewed on: 26th January 2022

Would recommend

Amazing customer service and great card to have Reviewed on: 26th January 2022

Interest rates expensive

It is a good credit card I love it Reviewed on: 26th January 2022

Need to build your credit - Then Zopa is your Bank

Zopa are very aware that people are struggling and they don't want to add to that struggle, but do want to help, so they are responsible for how they lend. The credit card has a brilliant little buffer to make sure you are aware when you are getting close to your limit. Absolutely Marvellous Reviewed on: 26th January 2022

Efficient and promptu service

Friendly and supportive employees Reviewed on: 26th January 2022

Great company with a fantastic attitude

Zopa has a fantastic attitude and understanding to its customers and is extremely helpful in the way it communicates and helps through it's at and on line. Reviewed on: 26th January 2022

Top service bank

Top quality service very helpful customer service easy to deal with Reviewed on: 26th January 2022

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