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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Really good company

Zopa Wonderful company keep me informed of all my spending and the tips on money saving are great they gave me a chance when no other company would great app great company Reviewed on: 29th March 2022

Good Honest Company

Very Happy with Service provided since taking out product. Reviewed on: 29th March 2022

Zopa

I'm very happy with zopa never had any issues outstanding and professional Reviewed on: 29th March 2022

Great product! Serves it's purpose!

Quick and efficient application! The mobile app is user friendly! Reviewed on: 29th March 2022

Brillant

Best credit card out there would recommend and have done 100%. Reviewed on: 29th March 2022

Amazing.

I'm using Zopa quite a while and I can say only good things about. Fast and reliable services. Reviewed on: 29th March 2022

Vary good

I am vary happy to be zopa costemer Reviewed on: 29th March 2022

Transparent

Zopa has been made a refreshing change from typical financial products and institutions. They seem to think differently. Totally transparent about lending limits and when they will change and be reviewed. Excellent use of tech for the app which is just brilliant, allowing you to stay in control and up to date with your finances. Reviewed on: 29th March 2022

about zopa credit card

easy to get easy to use good team Reviewed on: 29th March 2022

Excellent customer service and very easy to deal with

The whole way zopa set up your account is excellent and effortless Reviewed on: 29th March 2022

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