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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Why I think Zopa deserves to win

They have a low interest rate and low repayment rates if you need them they are honest and fair and look at all aspects of your financial situation before taking you on They also offer a wide range of debt management products and advice Reviewed on: 28th March 2022

Helpful

Good friendly and helpful. East to understand with monthly statemennts Reviewed on: 28th March 2022

Great, hassle free

Very easy to set up and manage, app works really well. Reviewed on: 28th March 2022

Outstanding Service

I’ve just been outstanding and keep you updated, can’t recommend them enough Reviewed on: 28th March 2022

I recommend to my friends

Quality service and excellent capabilities Reviewed on: 28th March 2022

Great experience

Great service Always get back to you in a timely manner Reviewed on: 28th March 2022

No hassle great service

As above. Good company, no issues. Easy to apply. Great service Reviewed on: 28th March 2022

I LOVE ZOPA

This credit company have been great to borrow off with low fees, great customer service when ever I need to contact them and their limit increase if very fair, Great company all round and deserve to win this. Reviewed on: 28th March 2022

Great credit proiver

Great company use zopa to help and try to increase my credit rating Reviewed on: 28th March 2022

Zopa is fasr and reliable bank

I like the fact that Zopa gives a visa card . Services are really fast I have encountered no proble since I have used zopa bank. I strongly recommend this people. Reviewed on: 28th March 2022

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