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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Amazing company

I have never experience anything as good and efficient as this company. It lets me do many changes to suit my circumstances and the customer service is excellent. Couldn’t speak more highly about it if I could Reviewed on: 26th January 2022

Would recommend

Amazing customer service and great card to have Reviewed on: 26th January 2022

Interest rates expensive

It is a good credit card I love it Reviewed on: 26th January 2022

Need to build your credit - Then Zopa is your Bank

Zopa are very aware that people are struggling and they don't want to add to that struggle, but do want to help, so they are responsible for how they lend. The credit card has a brilliant little buffer to make sure you are aware when you are getting close to your limit. Absolutely Marvellous Reviewed on: 26th January 2022

Efficient and promptu service

Friendly and supportive employees Reviewed on: 26th January 2022

Great company with a fantastic attitude

Zopa has a fantastic attitude and understanding to its customers and is extremely helpful in the way it communicates and helps through it's at and on line. Reviewed on: 26th January 2022

Top service bank

Top quality service very helpful customer service easy to deal with Reviewed on: 26th January 2022

Credit card

The zopa credit card is one of the best Reviewed on: 26th January 2022

Really Friendly Card!!

Great card with a decent limit. Easy to use the App and has a great credit management tool thrown in!! Reviewed on: 26th January 2022

It's super quick ...

Zopa credit card it's a quciker credit card that I ever seen. Whenever you paying your minimum payment or other amount it will be reflecting to the card immidiately and this is absolutley perfect cause it saving you from waiting some processing date (like other credit cards) and it will preventing you from being charged more or missed/late payments. Absolutely amazing. Also, I have found that Zopa is a responsibble lender and each month they provide me with some good information like my borrowing powere and ... whicg helps me a lot to focus on my finance and stay on correct road to build a brighter future. Thanks Zopa Reviewed on: 26th January 2022

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