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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Really good credit card service

5
Really good service given since I've been a customer. Interest rates are low and the App is very easy to use. Simple to view your balance, make payments and to check your statement. Have been very impressed with Zopa and would recommend them to anyone I know, if they ever need to build their credit score up or if they need an extra cash boost with a credit card! Reviewed on: 28th March 2022
Tom Butler's avatar
Tom Butler

Easy, efficient, quick

5
App is easy to use and payments are easy to make just by click of a couple of buttons, it’s brilliant would 100% recommend to family and friends Reviewed on: 28th March 2022
Ethan's avatar
Ethan

Good credit card

5
Never had any issues easy to use app Reviewed on: 28th March 2022
Ann-marie George's avatar
Ann-marie George

Amazing

5
The app is very easy to use and they keep you in touch making sure you use your credit sensibly and that you never miss a payment Reviewed on: 28th March 2022
Karen Langdon's avatar
Karen Langdon

Straight forward lending!

5
Easy to apply, easy to use, easy to make a payment! Reviewed on: 28th March 2022
Clockyer's avatar
Clockyer

Mr Richards

5
Fantastic company sercuirty is Fantastic would 100% recommended Reviewed on: 28th March 2022
Joe Richards 's avatar
Joe Richards

Great Card, Great Name

5
Zopa gave me a card when others wouldn't. It's more than a credit card it's a show of trust when other cards wouldn't. Reviewed on: 28th March 2022
Jay Jay's avatar
Jay Jay

Excellent company

5
Brilliant company and customer service is second to none Reviewed on: 28th March 2022
Kelly cable's avatar
Kelly cable

Excellent company

5
The app is very easy to use, and understand, highly recommend ded Reviewed on: 28th March 2022
Pamela Carroll-Heath 's avatar
Pamela Carroll-Heath

Easy

5
From application through to receiving your card and paying monthly or over payment. All so straightforward. Reviewed on: 28th March 2022
Sam's avatar
Sam

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