Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

View other Zopa products

4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Excellent

Does exactly as said , very helpful & clearly setup app Reviewed on: 29th March 2022

Superb service never lets you borrow more than you can afford

Great service I hope one day to get more than a 200 quid limit Reviewed on: 29th March 2022

Excellent card andcservice

Never had any problems always there to help Reviewed on: 29th March 2022

Very good service

Best phone app working fast and easy. Reviewed on: 29th March 2022

Excellent service

Excellent service helpful and friendly. Never had a bd experience with zopa Reviewed on: 29th March 2022

Easy to apply and has no probs by far.

Easy to apply, cards can be used in any retails and shops and their mobile apps makes life much easier. Reviewed on: 29th March 2022

AAAAAAAAA

Best card out there, I have never had a problem paying or spending the app is simple enough for everyone to use. I have recommended over 10 family and friends now which they are all great full as they have had bad experience with other credit cards but not with Zopa Reviewed on: 29th March 2022

Zopa is Supa

Ever since I joined Zopa I feel like Supa man. Reviewed on: 29th March 2022

Very simple

It helps you manage your money aswell as building your credit score, the charges aren't harsh like other other services I've only been charged if I have spent alot in one go. I'm glad I got a zopa credit card Reviewed on: 29th March 2022

Fantastic credit card company

Never had a problem. Easy to use the app. Really satisfying results. Many thanks Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase Credit Card
from Halifax 3.48 from 19 reviews
Credit card
from Zempler Bank 4.83 from 5819 reviews
Credit card
from Nationwide 3.96 from 214 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub