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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Fantastic

5
There customer support is brilliant. Very professional and the card is very easy to use and so is the app. Straight forward and you can keep track of what your spending Reviewed on: 26th January 2022

Amazing

5
Efficient friendly staff fantastic service Reviewed on: 26th January 2022

All you need

5
Just awesome. Simple layout, great hints and tips, everything in one place... Really can't complain. Reviewed on: 26th January 2022

Zopa credit card

5
It’s so easy to keep track of spending and payment dates, and making payments with the app Reviewed on: 26th January 2022

MRS ANITA PRUDENCE

5
They are very friendly and easy to approach if you have a problem and low intrest Reviewed on: 26th January 2022

Credit card

5
Very good service and excellent company to work with Reviewed on: 26th January 2022

Very good service

5
I have a credit card and loan with Zopa both were very easy to apply for and fast payout on the loan in a time of need Reviewed on: 26th January 2022

Zopa is the best

5
It has been a big journey with Zopa they have really helped alot with the credit on my card increased it when I really needed it Reviewed on: 26th January 2022

A modern Credit Card!

5
Zopa have a brilliant app that you can log into at any time, track your payments and make payments. Its so easy to use, this is how it should be! Reviewed on: 26th January 2022

Last chance

5
Giving all an equal chance of gaining credit and building there credit rating Reviewed on: 26th January 2022

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