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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Fast Friendly Easy

Easy repayment options make this one of the best credit cards I’ve ever had Reviewed on: 28th March 2022

Great credit card

Great credit card to help rebuild bad credit. Easy to use app and easy to make repayments every month Reviewed on: 28th March 2022

Simple lending

Application was simple and communication was thorough. Reviewed on: 28th March 2022

Always been satisfactory

Never had any complications or issues. Easy to use app and smooth process Reviewed on: 28th March 2022

Very good card provider

will recommend to anyone. user friendly app and easy to manage finance. Reviewed on: 28th March 2022

The best bank ever

I use them for over a year and never had any problem. Thank you Reviewed on: 28th March 2022

Excellent service

Easy to use always geat service I would recommend to my friend and family Reviewed on: 28th March 2022

Great service

Zopa give a great service, easy to use app. I’ve had no problems at all making payments or using my card Reviewed on: 28th March 2022

Super fantastic

Since holding an account the service has been above and beyond. Everything I have wanted to know has been answered quickly and clearly with a positive response Reviewed on: 28th March 2022

Great service quick easy no stress

As someone that needs to build there credit up again, zopa have been great quick response quick no stress set up. Great company have already recommend. Reviewed on: 28th March 2022

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