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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Great bank

5
Unbelievably helpful staff 5+stars Reviewed on: 26th January 2022

Brilliant

5
Satisfied with service would recommend to family and friends Reviewed on: 26th January 2022

Happy Customer

5
Zopa have been a great company to be a customer with - the set up from day one was very easy and painless - they are very considerate and helpful - the app is so straight forward to use which is great for the more mature generation - they cover many options - I would have no hesitation in highly recommending them Reviewed on: 26th January 2022

Card

4
Easy to use anywhere and I've had no problems with the card Reviewed on: 26th January 2022

Best credit card I have had

5
Great company a very easy to use app fast payment updates Great customer service Have recommended to friends and family Reviewed on: 26th January 2022

Fantastic

5
It is easy to access. Trustworthy. Reviewed on: 26th January 2022

A credit card that cares

5
For the first time in my life I have a card issuer who checks in and makes sure I’m okay and actually cares about what I think. Reviewed on: 26th January 2022

very good

5
Just very good service. And keep me up to date on my account thank you. Reviewed on: 26th January 2022

Excellent company

5
Smooth application and really changed my mind about credit cards Reviewed on: 26th January 2022

Fabulous bank.

5
Always easy to use. And very helpful online staff. Thanks again. Reviewed on: 26th January 2022

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