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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Zopa is the best

It has been a big journey with Zopa they have really helped alot with the credit on my card increased it when I really needed it Reviewed on: 26th January 2022

A modern Credit Card!

Zopa have a brilliant app that you can log into at any time, track your payments and make payments. Its so easy to use, this is how it should be! Reviewed on: 26th January 2022

Last chance

Giving all an equal chance of gaining credit and building there credit rating Reviewed on: 26th January 2022

Great bank

Unbelievably helpful staff 5+stars Reviewed on: 26th January 2022

Brilliant

Satisfied with service would recommend to family and friends Reviewed on: 26th January 2022

Happy Customer

Zopa have been a great company to be a customer with - the set up from day one was very easy and painless - they are very considerate and helpful - the app is so straight forward to use which is great for the more mature generation - they cover many options - I would have no hesitation in highly recommending them Reviewed on: 26th January 2022

Card

Easy to use anywhere and I've had no problems with the card Reviewed on: 26th January 2022

Best credit card I have had

Great company a very easy to use app fast payment updates Great customer service Have recommended to friends and family Reviewed on: 26th January 2022

Fantastic

It is easy to access. Trustworthy. Reviewed on: 26th January 2022

A credit card that cares

For the first time in my life I have a card issuer who checks in and makes sure I’m okay and actually cares about what I think. Reviewed on: 26th January 2022

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