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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Zopa

This Company has helped me gain a good credit score Reviewed on: 29th March 2022

nice friendly staff

Very informative considerate and caring, i am struggking with work at mi.ent and zopa listen to me Reviewed on: 29th March 2022

Great card

Easy to manage and payments reflect promptly. Reviewed on: 29th March 2022

Great customer service

I had issues the doing a bank transfer to make my first payment. However customer support was easy to access and readily available. Reviewed on: 29th March 2022

Fab and easy to use

I love my zopa card. I can check my balance easily on line. This card is also helping me build my credit rating Reviewed on: 29th March 2022

Zopa the Best

Am so Happy with Zopa credit card , transfer money just take few seconds, not big procents need to pay back . :) Reviewed on: 29th March 2022

Yes strongly recommend

I advise everyone to join Zopa credit card company they wonderful customer service and amazing service Reviewed on: 29th March 2022

Helped when others didn't

Needed more funds to get the car through it's annual test, application was easy and quickly processed Reviewed on: 29th March 2022

Great Card!!

Very good card and useful to me when was going through difficult time. Reviewed on: 29th March 2022

Really easy to use app

It was an easy process start to finish really easy to use app and friendly staff when i needed to call Reviewed on: 29th March 2022

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