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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Solid. Fast, great service. I love the cushion feature. An amazing first credit card

Solid. Fast, great service. I love the cushion feature. An amazing first credit card Reviewed on: 28th March 2022

Brilliant service

Been using ZOPA for a while.now and they are clear on fees and they have a very friendly customer service. would highly recommend. Reviewed on: 28th March 2022

this is the best credit card i ever had

Zopa so far is the best credit card company I've ever had, I use it in every establishment I can, I tell my friends best credit card Reviewed on: 28th March 2022

Excellent

Excellent service, easy to use the app everything is straight forward brilliant had no problems Reviewed on: 28th March 2022

Helpful customer service

Had a problem and they were helpful to sort out my problem Reviewed on: 28th March 2022

Best ever

Really happy about this particular service Reviewed on: 28th March 2022

Very easy to use !

The payments that instant they don’t take time for updated and it’s very flexible the credit. I very happy whit Zopa Reviewed on: 28th March 2022

Zopa Credit card service is excellent

I’m using my card for about 4/5 months, it’s excellent service made my life easier Reviewed on: 28th March 2022

Excellent service

This company lets you borrow but don't hammer you with huge interest rates. Got to be number one. Very happy and will highly recommend. Reviewed on: 28th March 2022

My zopa experience

Zopa has overall been a good experience so far I have had no issues. Reviewed on: 28th March 2022

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