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Zopa: Credit card reviews

4.93
Based on 41,957 reviews, last reviewed 22nd Jan 2026
82750% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything you need and want including an easy app t... Everything you need and want including an easy app to use Reviewed on: 22nd January 2026
Stephen fitzgerald's avatar
Stephen fitzgerald

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41957)

Helpful and easy

5
Very good will recommend and continue to use easy to set up Reviewed on: 26th January 2022

Very satisfied

5
I would recommend this I am happy with all the support I get Reviewed on: 26th January 2022

Excellent

5
Excellent service with very good standards Reviewed on: 26th January 2022

Reliable the application very user friendly

4
A very user friendly card with very good benefits Reviewed on: 26th January 2022

Easy to apply and user friendly

5
always handy and easy to access Reviewed on: 26th January 2022

Best credit card company

5
Zopa is the best credit card I have ever seen and I always recommend to my friends.thanks Reviewed on: 26th January 2022

Great card

5
Best credit card. Far better than capital one. Reviewed on: 26th January 2022

Great

5
Very happy with my experience with zopa so far. Reviewed on: 26th January 2022

Great service

5
Excellent and easy to understand app Reviewed on: 26th January 2022

Simple and easy to use credit card with mo fuss

5
Really pleased with my Zopa credit card, the app is so easy to use and alerts me when I need to make a payment, when I've made a payment and any other general changes, it's great. Couldn't recommend enough Reviewed on: 26th January 2022

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