Paid advertisement
Smart Money People Logo

Zopa: Credit card reviews

4.87
Based on 44,345 reviews, last reviewed 31st May 2026
48% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44345)

Very helpful, easy application and easy to use with no fuss

5
I found website and card a breathe of fresh air - easy to use no hassle and all together a pleasant experience Reviewed on: 29th March 2022

Great company

5
Very easy application process and easy to use app Reviewed on: 29th March 2022

I highly recommend Zopa

5
They are probably the only credit I have had that isn't extortionate due to my credit rating Reviewed on: 29th March 2022

Credit card

5
Excellent service & extremely easy to use app Reviewed on: 29th March 2022

5 star

5
Never had an issue, great service. Reviewed on: 29th March 2022

Excellent

5
The whole process and after service is second to none, the in house security settings are also outstanding. Would highly recommend to friends and colleagues Reviewed on: 29th March 2022

Excellent service. Great app no confusing

5
Always had great experience. No hassle love everything you need is at the tip of your fingers. On the app Reviewed on: 29th March 2022

Very good service

5
Quick and efficient they took everything into account Reviewed on: 29th March 2022

Excellent

5
Excellent for a low interest credit card. Reviewed on: 29th March 2022

Super simple easy well supported facilities

5
From applying, to using, along with regular updates and support, zopa make their services stress free to use Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69083 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1793 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1545 reviews
    Zopa
    View all products