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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Handy credit card for a while...

4
It's fine to start with - the weekly updates about your borrowing power not budging get depressing. Reviewed on: 28th March 2022
Tim's avatar
Tim

Easy peasy

5
Very easy to apply, app is great Reviewed on: 28th March 2022
Andy Liddan's avatar
Andy Liddan

Great card!

5
This card has been such a help to me! Easy to pay - usually also instant. No hassle. Great customer service too. Reviewed on: 28th March 2022
Dar 's avatar
Dar

Good

3
Good app and experience overall so far, the app gives weekly updates on eligibility and helps keep you credit in check Reviewed on: 28th March 2022
Anna Brown's avatar
Anna Brown

Suhel

5
Good service very easy set app I think very reasonable aswell Reviewed on: 28th March 2022
Suhel Miah's avatar
Suhel Miah

Good

5
Thumbs up. No issues good rates easy to use. Reviewed on: 28th March 2022
stewart rugg's avatar
stewart rugg

Fantastic

5
Very cheap to use and best compey going Reviewed on: 28th March 2022
Thomas coatsworth 's avatar
Thomas coatsworth

Great service

5
One of the best cards out there love using it Reviewed on: 28th March 2022
charmedme88@msn.com's avatar
[email protected]

Excellent bank brilaint service

5
Easy to use not paid much interest at all xxx Reviewed on: 28th March 2022
Richard's avatar
Richard

Great account so glad I opened it

5
Nice easy zopa and app service Nice to use and easy to work with Reviewed on: 28th March 2022
Thomas Linter's avatar
Thomas Linter

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