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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Really good and easy

No complaints at all, easy to use app, kept informed about everything and been plain sailing Reviewed on: 26th January 2022

The best credit card yet

The easiest app I’ve ever used and I always know where I stand with my usage Reviewed on: 26th January 2022

Marvellous Service

1st class service and ease of use is brilliant Reviewed on: 26th January 2022

It is very easy to use and payments are reflected instantly

I have also had issues sometimes with certain payments but the customer service team always help efficiently and effectively Reviewed on: 26th January 2022

Great

Great company and card. Focused on providing a fair service and happy to help with any issues. Reviewed on: 26th January 2022

Amazing!

Aqua have been amazing at supporting me through the whole process! This is the first credit card I’ve ever had and they couldn’t have made it easier for me. And they’re always quick to respond if I ever have a problem! Reviewed on: 26th January 2022

Great and easy

Zopa is a great and easy credit card to use and is so user friendly and great to their customers Reviewed on: 26th January 2022

Quick, Easy, Awesome

The process of obtaining a credit card or loan is super simple. No fuss, no problems. if only all companies operated like this Reviewed on: 26th January 2022

Best card

Very good customer service wr can trust Zopa Reviewed on: 26th January 2022

Great company

Easy to get helpful never had any problems Reviewed on: 26th January 2022

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