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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41965 reviews)

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4.93

Based on 41,965 reviews, last reviewed 23rd Jan 2026

166400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good service Very good service, never any need for calling them. Reviewed on: 23rd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41965)

Very good credit card

I started out with £300.And there was no pressure to pay back even though I did miss one payment.Zopa I a good way to start building your credit Reviewed on: 26th January 2022

Fantastic.

Absolutely fantastic card. The app is easy to work and understand and I love the credo cushion feature. Would recommend to everyone I know. Reviewed on: 26th January 2022

Excelent

It is easy to use, I really recommend this bank. Reviewed on: 26th January 2022

Easy no hassle

Easy to use, user friendly app, total control 24/7. Excellent Reviewed on: 26th January 2022

10% fast and efficient

quick decision no fuss,approval. Reviewed on: 26th January 2022

Transparent banking

Clear and easy instructions, fair decision l within minutes Reviewed on: 26th January 2022

Amazing

App is simple to use and the customer service is excellent. I would highly recommend Zopa to any one looking for a credit card Reviewed on: 26th January 2022

Fantastic

Brilliant credit card app easy to use Reviewed on: 26th January 2022

Excellent performance

When I apply for credit card the service was very efficient and the company took a few seconds to make decision Reviewed on: 26th January 2022

5 star

Easy quick If you want good friendly service then you can’t go wrong Reviewed on: 26th January 2022

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

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Zopa: Credit card reviews

166400% increase in 5 star reviews

100% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Credit card now

Best credit card provider 2025

Zopa Credit card reviews (41965)

Very good credit card

Fantastic.

Excelent

Easy no hassle

10% fast and efficient

Transparent banking

Amazing

Fantastic

Excellent performance

5 star

Review Zopa: Credit card now

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