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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Hassle free

Hassle free funky looking credit card. No surprise fees. Does excactly what it promises you. Thankyou Reviewed on: 28th March 2022

Brilliant service

I've had my Zopa cars for 6 months and I've found it so easy to use. The app is really easy to use and keeps you updated with your current balance Reviewed on: 28th March 2022

Brilliant

Never had any problems, has easily helped me stay in top of limit and build my credit rating Reviewed on: 28th March 2022

Nice to be given a chance

Zopa gives you the chance to borrow money without worrying about missing payments and borrowing more than you can afford. You’re given a fair max. Amount and small monthly payments Reviewed on: 28th March 2022

Great quick service!

Easy to understand products, quick application process and quick to receive my card. App is great too! Reviewed on: 28th March 2022

Quick n easy app

Love zopa everything is clear for me to see in the app so I can control my spending easily and manage my account from palm of my hand. Love that it's helping me build my credit score . Reviewed on: 28th March 2022

Amazing service

Love zopa and give you support and advice when needed! Best credit card and loan company around Reviewed on: 28th March 2022

Mr nayden Stoyanov

I'm so happy with zoppa never ever Reviewed on: 28th March 2022

Fair and responsible credit card

Great customer service, responsible credit limits, all round good card Reviewed on: 28th March 2022

Super happy

Since I started with Zopa there hasn't been a moment I have been dissatisfied with their service. Easy app, perfect use, quick to reward. Amazing. Reviewed on: 28th March 2022

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