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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great experience

I like the way as soon as I adding money on card, I am able to use card straight away instead of waiting 2 to 3 days. Love zopa Reviewed on: 29th March 2022

Wery good card.

Good service, fast answers..I'm happy with it.. Reviewed on: 29th March 2022

Easy to use credit card

Helpful customer care. The app has made paying the bill really easy. Reviewed on: 29th March 2022

Vote

Fab card, interest rates are fare and never any unpleasant surprises when bill comes in Reviewed on: 29th March 2022

Very easy helpful and beneficial

I’ve never had any issues and staff are always ready to help and explain anything I’ve queried Reviewed on: 29th March 2022

Excellent

Fantastic, customer oriented, application easy to use, very good card Reviewed on: 29th March 2022

The BEST

I am very happy with zopa card, is the best Reviewed on: 29th March 2022

Zopa wins!

Zopa has given me the freedom to spend money when most needed. Their app is simple to use, giving all the information of my current credit status. Their options of how to pay each month makes borrowing money easy and flexible. The ability to use the physical card in multiple locations makes for seamless transactions. Their reviews of your credit status allow for more eligibility to borrow more money, allowing better financial freedom when most needed. I highly recommend Zopa to anyone considering a credit card. Reviewed on: 29th March 2022

Fantastic card.

Anything you pay off your balance becomes Available straight away. The app is A1 everything you need in one place and easy to use. Reviewed on: 29th March 2022

Great credit card

Repayments are affordable.friendly company and great customer service Reviewed on: 29th March 2022

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