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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,345 reviews, last reviewed 31st May 2026
48% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44345)

Great credit card

5
Repayments are affordable.friendly company and great customer service Reviewed on: 29th March 2022
Stephen Hutchinson's avatar
Stephen Hutchinson

Amazing

5
Very reliable and trust worthy bank. Would definitely recommend Reviewed on: 29th March 2022
Bradley Fenton's avatar
Bradley Fenton

Flexible and easy to use

5
Good interest rates, excellent customer service quick and efficient statement service. I'm happy with my card an would reccomend it to anyone. I've built my credit score over 100 piunts in 3 months!!! Reviewed on: 29th March 2022
Dave Tootill's avatar
Dave Tootill

zopa credit card

5
very happy with service card widely accepted Reviewed on: 29th March 2022
alan7000uk@yahoo.com's avatar
[email protected]

Excellent

5
First class customer service easy access to your account Reviewed on: 29th March 2022
Ian Glenny's avatar
Ian Glenny

Super easy

5
Out of all my cards the app for this one is by far the best. Reviewed on: 29th March 2022
Randy Richards's avatar
Randy Richards

Best credit card

5
Its one of the best credit card company's I've ever used so far. Reviewed on: 29th March 2022
Nick Hutchinson's avatar
Nick Hutchinson

Helpfull

5
I had few years ago bad financial difficulties however so many credit card has declined my application and zopa has give me the opportunity to build my credit rating by giving me chance to have a credit card again Thank you Reviewed on: 29th March 2022
Bilal guler's avatar
Bilal guler

Best credit card

5
Zopa is a best credit card for me, its easy and simple to manage my daily spending, im very happy with my credit card Reviewed on: 29th March 2022
Imran khan 's avatar
Imran khan

Good service

5
Sorted my credit card out straight away. My loan was Sorted out in minutes. Reviewed on: 29th March 2022
David 's avatar
David

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