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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

The best

Easy to apply easy pay good security. L love Reviewed on: 26th January 2022

Excellent service

Application process was easy and straight forward. The app makes tracking usage and payments very simple. Excellent all round!! Reviewed on: 26th January 2022

Outstanding

This company is an amazing company they constantly keep the customer at the heart of everything they do Reviewed on: 26th January 2022

Excellent for rebuilding my credit

I love this card! I love that I can pay it off and see the balance has cleared immediately, I use it for most of my purchases and clear it quickly Reviewed on: 26th January 2022

Zoooopa great

No hassle, fast and easy to apply for. Always notified on transactions which helps to keep my finances in order. Have recommended family to Zopa. Reviewed on: 26th January 2022

A rated service

Great service and customer service’s easy to use app great card to have Reviewed on: 26th January 2022

Fab

Great service. Friendly communication. Very helpful Reviewed on: 26th January 2022

Zopa is the best

Zopa gave me a credit card when no one else would with my low credit rating now thanks to them giving me a chance my credit is better and even been offered an increase thanks zopa Reviewed on: 26th January 2022

Amazing

They are great service and always there when needed Reviewed on: 26th January 2022

Easy access, user friendly, a breeze

Has a simple user interface on the app, easy access, lets you keep a check on your balance and extra options like autopay helps you manage your repayments Reviewed on: 26th January 2022

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