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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41965 reviews)

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4.93

Based on 41,965 reviews, last reviewed 23rd Jan 2026

166400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good service Very good service, never any need for calling them. Reviewed on: 23rd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41965)

They make is very easy to work with

Fantastic app. Super speedy in decision making and quick delivery. Easy to use and navigate. Have recommended to my friends and family !! Reviewed on: 26th January 2022

Best Credit Card

The best credit card and very friendly staff 10/10 Reviewed on: 26th January 2022

Fantastic company

Super happy with these guys. Glad i found them. Reviewed on: 26th January 2022

Best credit card

Very reliable and good credit card company Reviewed on: 26th January 2022

Easy to set up

This was really straightforward to set up and the fact that you could use the credit even before the card arrived was great. Reviewed on: 26th January 2022

Easy setup

Easy to set up. And the app is brilliant it keeps you in control of your money. And if you got a question or quarries Zopa are always eager to help. Big thumbs up from me Reviewed on: 26th January 2022

Hassle free app easy to use

I’ve had no problems apps easy to use would highly recommend Reviewed on: 26th January 2022

Fantastic

Zopa gives joy and wonderful customer satisfaction Reviewed on: 26th January 2022

Does the job

Well.. i didn t really wanted a credit card at the beginning but one day went online and I checked if i m eligible for one . Among many companies Zopa wasn’t the only one that wanted to approve so I choose it following my needs. After a long time of using it i can tell i m really happy with it . Reviewed on: 26th January 2022

Best Credit Card Ever

Very quick response and accessible Card! Easy to contact and arranged all the complaints of the Customer Reviewed on: 26th January 2022

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