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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Simply the best

I have only been a customer at Zopa for a short period of time,but they have been really helpful at every stage from application to keeping me up to date with all of my transactions,payments etc.I would definitely recommend Zopa to all my family and friends Reviewed on: 29th March 2022

Best credit card

Very easily handled good credit card not much charges and review account every month Reviewed on: 29th March 2022

Smart app and simply payments

The app is very handy to make payments and has some nice features Reviewed on: 29th March 2022

Great company

Exciting company doing great things in the financial sector Reviewed on: 29th March 2022

Zopa is the best credit card provider

They have good customer service Reviewed on: 29th March 2022

Zopa is great

Great customer service and amazing app that is easy to navigate and understand Reviewed on: 29th March 2022

Top notch!

Zopa is fantastic! The best thing is as soon as you pay they update your balance almost instantly! Encouraging and helps you understand clearly where you are at with your balance! No other cards I have do this! If you maintain your payments and show good use they will also give you regular reviews/balance increases. Great bank and card for me building my credit rating and highly recommended! Reviewed on: 29th March 2022

Great service

I have been able to manage my budget with the support from zoopla Reviewed on: 29th March 2022

Very good service

Always understanding customer service and friendly staff Reviewed on: 29th March 2022

Amazing!

Amazing company! Helped me get my first credit card Even fraud is amazing! Reviewed on: 29th March 2022

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