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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41965 reviews)

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4.93

Based on 41,965 reviews, last reviewed 23rd Jan 2026

166400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good service Very good service, never any need for calling them. Reviewed on: 23rd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41965)

Awesome Service

Zopa service is user friendly and easy to use Reviewed on: 26th January 2022

Spot on!

Excellent service from applying to receiving your card, setting up the app and activating your card. Easy as it should be from start to finish. You feel a confidence that everything is secure and easy to manage. Reviewed on: 26th January 2022

Easy to use website

Very fast delivery of card and easy to use website Reviewed on: 26th January 2022

Great team to deal with, a great product and the phone app is extremely slick.

Excellent customer service, an excellent product and l love the phone app. If only other things in life were so simple and efficient. Well done Zopa. Reviewed on: 26th January 2022

Very understanding and helpful

Helpful when I needed help with getting repayment plans on my terms Reviewed on: 26th January 2022

Very reliable and helpful

The representative is very understandable cautiously and very reliable and I would recommend them to anyone Reviewed on: 26th January 2022

Easily managed credit

Great credit rating builder, the app is very easy to use and customer service so far has been excellent. Reviewed on: 26th January 2022

Easy to manage great app

Easy to apply, fast delivery, easy app to mange the card Reviewed on: 26th January 2022

New to Zopa

Happy so far Modern and smooth service Reviewed on: 26th January 2022

Brilliant Credit Card Company!

Amazing credit card company with an easy to use banking app! Great credit options and interest rates as well! Reviewed on: 26th January 2022

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