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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Amazing!

Out of all the banks, Zopa believed in me and the want to increase my credit score. Thank you! Reviewed on: 28th March 2022

Great experience

Easy to set up and accessible. Great support for whenever I needed it! Never had an issue. Reviewed on: 28th March 2022

Help when i needed it

I have not had a bad experience with zopa they helped when i really needed it very fare great thankyou zopa Reviewed on: 28th March 2022

A great experience

A very simple and easy to use app, great customer feedback and An all round great service! Reviewed on: 28th March 2022

Review

Quick, easy, apps brilliant. Would most certainly recommend to anyoneewanting to improve their credit rating Reviewed on: 28th March 2022

Mr

I find zopa very easy and understanding Reviewed on: 28th March 2022

Great card for build up credit score

I'm using zopa to build my score credit , rates are very good. I happy that I found zopa Reviewed on: 28th March 2022

Absolutley

I find this card very helpful and customer services efficiant Reviewed on: 28th March 2022

One Amazing Card

This Credit card is fantastic, great app,easy payment options with reminder notifications ,safety buffer and so much more..Would highly recommend!! Reviewed on: 28th March 2022

Very good highly recommend

Zopa has been so helpful and really good credit card will highly recommend Reviewed on: 28th March 2022

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