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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,971 reviews, last reviewed 15th Feb 2026
166900% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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0%
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Latest highest rating:

5

Excellent service and best interest rates compare to... Excellent service and best interest rates compare to other bank. Helpful customer support team. Keep it up. Reviewed on: 15th February 2026
anant Varkate's avatar
anant Varkate

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41971)

Very understanding and helpful

4
Helpful when I needed help with getting repayment plans on my terms Reviewed on: 26th January 2022
Sean Pierre's avatar
Sean Pierre

Very reliable and helpful

4
The representative is very understandable cautiously and very reliable and I would recommend them to anyone Reviewed on: 26th January 2022
Delon Sam's avatar
Delon Sam

Easily managed credit

5
Great credit rating builder, the app is very easy to use and customer service so far has been excellent. Reviewed on: 26th January 2022
Steve 's avatar
Steve

Easy to manage great app

5
Easy to apply, fast delivery, easy app to mange the card Reviewed on: 26th January 2022
Nigel Parker's avatar
Nigel Parker

New to Zopa

5
Happy so far Modern and smooth service Reviewed on: 26th January 2022
Bella's avatar
Bella

Brilliant Credit Card Company!

5
Amazing credit card company with an easy to use banking app! Great credit options and interest rates as well! Reviewed on: 26th January 2022
Alannah-Davies@live.co.uk's avatar
[email protected]

Brilliant

5
It never let me down always ther when I need it Reviewed on: 26th January 2022
Phillip Gildea's avatar
Phillip Gildea

Great card

4
Loved it so far, after some tough years been great to be able to build up my credit rating with zopa Reviewed on: 26th January 2022
Dan's avatar
Dan

Zopa

5
Zopa hav always helped when needing assistance and the APR very competitive Reviewed on: 26th January 2022
Louis's avatar
Louis

The right credit card

5
Zopa are giving the right people a chance to have a credit card. Through continuous prompt payment one can increasing their credit limit. With seamless connectivity, and security. Zopa leads others follow. Reviewed on: 26th January 2022
sean lashley's avatar
sean lashley

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