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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Great company always fantastic service

5
Always able to speak to someone with any problems. Fantastic customer service Reviewed on: 28th March 2022
Emma's avatar
Emma

Super easy to apply

5
Absolutely delighted with Zopa. It was easy to apply and their website is amazing. It’s clear and easy to use. Would highly recommend Reviewed on: 28th March 2022
Jeanette Thomson's avatar
Jeanette Thomson

Zopa

5
Simple and easy to use. Help easily accessible if needed. Quick to process any application and monthly updates about credit score etc Reviewed on: 28th March 2022
Rus MC's avatar
Rus MC

great service

5
Easy to use the card, great app with clear information and actions. Top-notch security and notification features +1 Reviewed on: 28th March 2022
Ben's avatar
Ben

Good service

5
Always good service and helpful support team Reviewed on: 28th March 2022
nadirmu12@gmail.com's avatar
[email protected]

Quick and easy transaction

5
I have the greatest of ease using Zopa App and would recommend all my family and friends to use your company. Thank you for letting use your cards its very much appreciated Reviewed on: 28th March 2022
Jason Mulcock's avatar
Jason Mulcock

Best, fast ,service.

5
Best fast service,customers support Reviewed on: 28th March 2022
Ghenadii Russu's avatar
Ghenadii Russu

Best lender on the market

5
Zopa have always given me time and space I don’t feel hounded with slightly late payments they understand the repercussions of that on my score! Reviewed on: 28th March 2022
Sophie Wood's avatar
Sophie Wood

New generation credit card

4
Zopa is the credit card to help build your credit and stop you from getting into further debt. It keeps you on your toes with the updates and knowing how to do better with your finances. It also lets you know what are eligible for without going to check. Reviewed on: 28th March 2022
Sam's avatar
Sam

Zopa

5
Really good and easy app to keep your money on track. Reviewed on: 28th March 2022
Mark Rutter's avatar
Mark Rutter

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