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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Zopa credit card

The best credit card! I can track what I spend and set limits to my credit. Reviewed on: 26th January 2022

Great bank and services

Great bank, amazing customer service and always putting customers first. The app is great and helps you manage your credit score and helps you improve. Reviewed on: 26th January 2022

Easy To Use

Since being with Zopa I have found the simplicity of the app great. Payments are credited same day which is unusual and makes control easy. Reviewed on: 26th January 2022

Zopa Experience

Simply just all round excellent service Reviewed on: 26th January 2022

Great company

Very easy to use, great app and gives plenty of information in the app Reviewed on: 26th January 2022

The best card ever

I highly recommend this card Has increased my credit limit within months Reviewed on: 26th January 2022

Easy to use card , app is brilliant , easy to use and all information only a swipe away

Just happy with this easy to use card Reviewed on: 26th January 2022

Absolutely user friendly

The app is so easy to use and everything about the ZOPA credit card is great Reviewed on: 26th January 2022

Easy to use app and good communication.

Easy use app quick decisions and delivery good communication. Reviewed on: 26th January 2022

East to deal with, very prompt

Easy to deal with . Your never under pressure from Zopa. They always give you advance warning when payment is due . If you have problems they are on the end of the phone helping you to look for a solution which is satisfactory for them and you.Web site is easy to use even for a numpty like me. I would recommend them to any one. Reviewed on: 26th January 2022

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