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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

The right credit card

Zopa are giving the right people a chance to have a credit card. Through continuous prompt payment one can increasing their credit limit. With seamless connectivity, and security. Zopa leads others follow. Reviewed on: 26th January 2022

Smooth banking

Very easy and smooth banking. Love the one stop app which contains all the important required people. I feel like i have control and I am in control. Reviewed on: 26th January 2022

Zopa are life savers!

I don’t have the best credit score and I have always found it hard to get accepted for a credit card which I needed to build my credit score back up. Zopa have already helped me improve my credit score and get my finances back on track. The app is very straight forward and easy to use! I have recommended them to all my friends and family! Reviewed on: 26th January 2022

Amazing

So helpful and easy to use I love it Reviewed on: 26th January 2022

Really easy credit building

Every thing works great. The app can be a bit laggy with updating your balance, but otherwise it's really great.. Reviewed on: 26th January 2022

Great service ,outstanding company

Great company with easy to use app Reviewed on: 26th January 2022

The best

Simple and easy, confident and flexible. Reviewed on: 26th January 2022

Brilliant

Brilliant service and easy to use! Reviewed on: 26th January 2022

Excellent Company

Card is so easy to use and your Internet Site is set out to make it easily understood Reviewed on: 26th January 2022

simply but informative.

Easy to use app with lots of other information and help. Very impressed and would definitely recommend. In fact, I already have. Reviewed on: 26th January 2022

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