Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Zuper Zopa!

All good to me! Easy, straightforward app, clean looking card, what more can you ask for! Fab Customer Service all the way! Reviewed on: 28th March 2022

Quick, friendly and professional service

I have found Zopa to be quick, easy and friendly to deal with. The app is straight forward with some good additional features Reviewed on: 28th March 2022

Very pleased with zopa

I have had no problems with zopa and If I have the customer service received was very quick and fast Reviewed on: 28th March 2022

Brilliant!

Been using Zopa for years now, Fantastic company with no hassle at all. Reviewed on: 28th March 2022

Brilliant

Brilliant service very helpful having a credit card from zopa has been life changing Reviewed on: 28th March 2022

Exep

Zopa are second to none and I am pleased to have their support Reviewed on: 28th March 2022

Very quick services

Very helpful in increasing limit Reviewed on: 28th March 2022

Easy easy

I love the way Zopa helps you to save money and best thing is when you add money on your account it clears instantly there no waiting 3/4 days like other companies They can help you achieve a lot more Reviewed on: 28th March 2022

Excellent

Had an excellent experience Zopa have helped me when not many others would will continue to use their services Reviewed on: 28th March 2022

Happy , easy

Zopa was easy to apply for and I am happy with it so far ... been using zopa card for nearly a year Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Yonder 4.97 from 948 reviews
Fluid Credit Card
from NewDay 4.37 from 103 reviews
Everyday spending credit cards
from Halifax 4.05 from 74 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub