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Zopa: Credit card reviews

4.87
Based on 44,345 reviews, last reviewed 31st May 2026
48% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44345)

Unbelievable Credit Card company

5
So happy with this credit card company. Woundeful and easy to use app and Woundeful customer service. I would highly recommend this company and happy being one of there customer. Reviewed on: 29th March 2022

Great service

5
Very easy to navigate app, Great service Reviewed on: 29th March 2022

Best bank ever!

5
Fantastic service. Always get regular updates and statements. Really easy to understand and no hidden costs. Reviewed on: 28th March 2022

Zopa by far

5
Zopa, it has been an enjoyable experience with the app and having a msg everytime I use my card. I recently attended a party and was concerned about using a card at the bar but was reassured using Zopa as it immediately sent confirmation of how much I had been charged and that there was no double charging Reviewed on: 28th March 2022

Great Service

5
Great service, easy to use app, and I was accepted when other companies didn't. This has helped me tremendously. Reviewed on: 28th March 2022

Easy Manageable Money

5
Amazing customer service, Easy to use app which gives you all the information to stay in control of your credit! Reviewed on: 28th March 2022

Great service

5
Allways been brilliant weather it is missed payments or just questions Reviewed on: 28th March 2022

A very good credit bank

5
You can still get a credit card even with a bad credit score Reviewed on: 28th March 2022

Zopa Credit Card

5
Great service and happy with my Zopa credit card Reviewed on: 28th March 2022

It is good

5
Does exactly what it says on the tin! No fuss credit card Reviewed on: 28th March 2022

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