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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Great card excellent customer support

5
This is a great card with excellent customer support Reviewed on: 26th January 2022

Just a good card.

5
Easy to apply, quick and easy statements. Reviewed on: 26th January 2022

Splendid card and excellent service throughout

5
Zopa has been a great choice in my opinion and I would highly recommend it to anyone Reviewed on: 26th January 2022

Great company

5
Really helpful. Glad i took the card Reviewed on: 26th January 2022

Happy customer

5
Good banking system. Good easy Web site to access your accounts ..keeps me up to date on my spending Reviewed on: 26th January 2022

Reasonable rates and good app

4
I found the app really easy and fast to use Reviewed on: 26th January 2022

Amazing

5
Zopa are amazing and very helpful Reviewed on: 26th January 2022

Simply the best

5
Absolutely love Zopa! So easy to use, never had a problem abs I love the PIN number feature as I’m forever forgetting my pin. I would highly recommend Zopa to anyone. Reviewed on: 26th January 2022

Breath of fresh air

4
Zopa has been a good credit card for me it lets me be in full control of the credit and it’s easy to pay when I want. Bank statements are prompt and helpful. Only downside is that I can’t add my card to my Apple wallet lol. Reviewed on: 26th January 2022

Easy to apply

5
Very good service and professional Reviewed on: 26th January 2022

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