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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fantastic credit card

Great all round card, would highly recommend. Great for credit building and very user friendly app Reviewed on: 29th March 2022

Fan Zopa Tastic

One of the best Cards out there .Easy app Easy payments Perfect . Reviewed on: 29th March 2022

Excellent helpful services to help rebuild your credit score

Zopa app makes it so easy to manage your account, track your credit score and using there coach tool help repair your credit score. Reviewed on: 29th March 2022

Excellent

Simple easy to use app, great customer service. Reviewed on: 29th March 2022

Excellent customer service relations

Turn around time in resolving querries was fantastic and satisfactory Reviewed on: 29th March 2022

Great and trustful company

I had a very poor credit score and was struggling to optain a credit card, I found zopa, instant decision online and a good limit that has helped me and still helping me build my credit, there app is great at tracking what you spend and what you pay back, would definitely recommend to anybody that needs help with their credit score Reviewed on: 29th March 2022

Help when you need

I simply needed small financial help and from so many providers Zopa help me, much appreciated Reviewed on: 29th March 2022

Easy to apply , easy to manage

Excellent app with great support Reviewed on: 29th March 2022

Good lender with very user friendly app

The Zopa app is very easy to use and is littered with useful information. They are a very good first lender. My only criticism is that they are quite conservative in the amount they will give on credit. This is a positive for those who are new at taking credit however. I have had the same credit limit for some time and have other credit accounts with much higher limits. Either way I would definitely recommend Zopa. Reviewed on: 29th March 2022

Unbelievable Credit Card company

So happy with this credit card company. Woundeful and easy to use app and Woundeful customer service. I would highly recommend this company and happy being one of there customer. Reviewed on: 29th March 2022

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