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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Highly recommended and quick , tryed every credit card and zopa put there trust in my bad credit

Was in desperate need of credit for new business tryed every bank but zooa was the one that helped me and now thanks to them my new business is flourishing Reviewed on: 26th January 2022

Simply good

Easy to do no complicated forms. Quick answer Reviewed on: 26th January 2022

Outstanding Service

Great useful application which helps financially Reviewed on: 26th January 2022

First class

Finding it really easy to use an transfer money to no hassles Reviewed on: 26th January 2022

My Zopa experience

Applying for a credit card was very quick and so simple. The app is also easy to use and navigate. Was given a sensible starting rate. Overall no complaints Reviewed on: 26th January 2022

Excellent service

Amazing service and great card easy to use Reviewed on: 26th January 2022

so good

You pay you bill and you can use it straight away Reviewed on: 26th January 2022

Fantastic company

Amazing customer service, brilliant app, can't recommend this company enough-keep up the great work Reviewed on: 26th January 2022

Kenneth

Easy and straightforward, no hiding chargers, very transparent. Reviewed on: 26th January 2022

Excellent card

Great card, really happy that I chose this one Reviewed on: 26th January 2022

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