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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

A very good credit bank

You can still get a credit card even with a bad credit score Reviewed on: 28th March 2022

Zopa Credit Card

Great service and happy with my Zopa credit card Reviewed on: 28th March 2022

It is good

Does exactly what it says on the tin! No fuss credit card Reviewed on: 28th March 2022

Best for new ones

Zopa has offered me a great deal considering my credite situation and Im more than happy yo stay with them as its free interest to keep one anyway Reviewed on: 28th March 2022

Nice and easy

Very easy to set up and get you started and very easy to use app Reviewed on: 28th March 2022

Easy to use friendly service

Really good app, easy to use and friendly staff Reviewed on: 28th March 2022

Easy to use the zopa app, reliable and fantastic customer support

I had never heard of zopa banking until I applied for my first credit card and since having it I havent had a single problem with the app or even the customer support would highly recommend to anyone love zopa Reviewed on: 28th March 2022

Low interest

My overall experience is good and the interest I am paying seems pretty reasonable. Reviewed on: 28th March 2022

Perfect help & all so easy to apply

It was so easy to apply. Sensible credit limit given & app so easy to use ! Brilliant Reviewed on: 28th March 2022

Brilliant

I find the app so useful when staying in control of the money I spend. Reviewed on: 28th March 2022

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