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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

A good card to have

I had a really good experience and enjoy that gives me updates on my borrowing power Reviewed on: 26th January 2022

Excellent

I have a low credit rating yet zopa accepted me and are helping my credit rating go up as I use it Reviewed on: 26th January 2022

Super easy to manage

I love the app, it keeps you on track with your spending. Best card I’ve ever had Reviewed on: 26th January 2022

Outstanding service by Zopa.

From start to finish applying for a credit card was so simple. The service provided to date has been outstanding and access to the Zopa app makes things so easy in keeping track of transactions and payments. Reviewed on: 26th January 2022

Great Card

A card that allows you to control the amount of your credit you can use, so you can keep on top of your spending power Reviewed on: 26th January 2022

The best credit card ever

Is the best credit card i'be ever had Reviewed on: 26th January 2022

Easy to Use

Excellent card backed up a really easy to use app. It is virtually impossible to go overdrawn because it will always take the interest for the month plus minimum payment. No more going overdrawn because of interest! I can't tell you how happy I am with Zopa! Reviewed on: 26th January 2022

Exceptional credit card provider

I am very proud to be a Zopa customer because they know how to look after their customers and using their APP is ever so east. Also, they keep you updated every time you spend which helps you to stay in control. Reviewed on: 26th January 2022

Great card, Great service

Easy sign up, goods rates, user friendly. Really happy with the account and service, would definitely recommend to others. Reviewed on: 26th January 2022

Great service

Easy to set up, make payments to your card. Helpful company. Reviewed on: 26th January 2022

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