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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Great service

5
Very easy to navigate app, Great service Reviewed on: 29th March 2022

Best bank ever!

5
Fantastic service. Always get regular updates and statements. Really easy to understand and no hidden costs. Reviewed on: 28th March 2022

Zopa by far

5
Zopa, it has been an enjoyable experience with the app and having a msg everytime I use my card. I recently attended a party and was concerned about using a card at the bar but was reassured using Zopa as it immediately sent confirmation of how much I had been charged and that there was no double charging Reviewed on: 28th March 2022

Great Service

5
Great service, easy to use app, and I was accepted when other companies didn't. This has helped me tremendously. Reviewed on: 28th March 2022

Easy Manageable Money

5
Amazing customer service, Easy to use app which gives you all the information to stay in control of your credit! Reviewed on: 28th March 2022

Great service

5
Allways been brilliant weather it is missed payments or just questions Reviewed on: 28th March 2022

A very good credit bank

5
You can still get a credit card even with a bad credit score Reviewed on: 28th March 2022

Zopa Credit Card

5
Great service and happy with my Zopa credit card Reviewed on: 28th March 2022

It is good

5
Does exactly what it says on the tin! No fuss credit card Reviewed on: 28th March 2022

Best for new ones

5
Zopa has offered me a great deal considering my credite situation and Im more than happy yo stay with them as its free interest to keep one anyway Reviewed on: 28th March 2022

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