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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service for an easy life.

Just easy. Polite service and nothing is too much trouble. It's a refreshing change. Reviewed on: 28th March 2022

Fantastic service

Great service from fantastic staff Reviewed on: 28th March 2022

Zopa the amazing

This card helped me get back on track with my finances even with a poor credit history Reviewed on: 28th March 2022

Very helpful staff & easy to use online

Using the app is so easy & easy to make payments too Reviewed on: 28th March 2022

Highly recommended

Great app and simple to use Would recommend to anyone struggling to get credit & to help rebuild your credit 5***** Reviewed on: 28th March 2022

Easy to apply

I find this card very good It has a very good app as well Reviewed on: 28th March 2022

Absolutely fantastic service, would recommend to anyone and everyone.

Absolutely fantastic service, would recommend to anyone and everyone. Peace of mind and complete satisfaction. I use Zopa on a regular basis and I get offered very good rates Reviewed on: 28th March 2022

Brilliant

I really like my zopa credit card, the app is easy to use.. Reviewed on: 28th March 2022

Amazing card

Application is easy. Staff are very helpful. I would recommend Zopa to everyone. Reviewed on: 28th March 2022

Very nice

I like how they manage your balance and everything Reviewed on: 28th March 2022

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