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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Great for helping low credit

Brilliant for when by credit was low, really great company Reviewed on: 26th January 2022

Zopa is fantastic

All ways there to help fantastic service and fantastic team that’s there for you Reviewed on: 26th January 2022

Good all rounder

This is a good all rounder card the app makes it really easy to keep an eye on spending and payments. Reviewed on: 26th January 2022

Zopa is just brilliant

Zopa has helped me in the time of need when noone ellse would, its amazing how quick and effortless everything was within no time I was up and running and having fun when I thought I was going to slip into a depresive state of mind no being able to do things to get back on my feet. Reviewed on: 26th January 2022

Efficient

Great for peple who want to build credit Reviewed on: 26th January 2022

easy to use app. text information always sent which helps with me looking after my account

Just find the app and the communication from Zopa very easy. Reviewed on: 26th January 2022

Perfect to help build up credit score

Always nice to have a company who doesn't add pressure or constantly hound you with calls and emails. Zopa is very easy to use, and is helping me to build up my credit score. Reviewed on: 26th January 2022

Easily the best

I have had several credit cards over the years and Zopa is by far the best. Right from Application, account management, notifications and product offering. Its nice to deal with businesses that put technology and banking together in a user friendly and logical way! Reviewed on: 26th January 2022

Excellent

Easy to use Apps, customer service very helpful. Reviewed on: 26th January 2022

Fantastic

Really helped me, easy and simple to us it's fantastic Reviewed on: 26th January 2022

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