Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Absolutely fantastic service, would recommend to anyone and everyone.

Absolutely fantastic service, would recommend to anyone and everyone. Peace of mind and complete satisfaction. I use Zopa on a regular basis and I get offered very good rates Reviewed on: 28th March 2022

Brilliant

I really like my zopa credit card, the app is easy to use.. Reviewed on: 28th March 2022

Amazing card

Application is easy. Staff are very helpful. I would recommend Zopa to everyone. Reviewed on: 28th March 2022

Very nice

I like how they manage your balance and everything Reviewed on: 28th March 2022

Great!

Zopa is a company easy to apply with. They try to help if your a day or 2 late and thier app is easy to use Reviewed on: 28th March 2022

Great Banking!

Zopa is really user friendly and I get instant notifications when I spend! Tells me how much I have available so I know how much to spend on the go. Thoroughly recommend Reviewed on: 28th March 2022

They understand customer service

They gave me credit card with flexible plan to pay whatever I spend . Reviewed on: 28th March 2022

No Nonsense Finance to Deal with !

Always been so easy to deal with. No jumping through hoops and running around in circles. Straight Forward Financing made Easy! Reviewed on: 28th March 2022

Nice credit offer easy to understand

Overall experience very satisfied Reviewed on: 28th March 2022

Best service

Accessible and transparent banking. Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.20 from 19 reviews
Credit card
from Chase Bank 4.94 from 379 reviews
Credit Card
from Metro Bank 4.86 from 880 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub