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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Excellent service

Very easy to apply and easy app to manage Reviewed on: 26th January 2022

Great card great App

By far the best card and app of any card I've used good communication from Bank as well Reviewed on: 26th January 2022

Simple, easy and credit booster!

Application was simple and hassle free and great tool for credit building. No fuss no waiting. Instant decision.. Reviewed on: 26th January 2022

Superb

Fantastic from first application to been accepted thank you team zopa Reviewed on: 26th January 2022

Fabulous credit card

Easy to apply Easy to use payments easily made in the app deducted straight away unlike others who take 3 days Would highly recommend Reviewed on: 26th January 2022

Best credit card ever

Best and easy to use credit card and app Reviewed on: 26th January 2022

Ecxelent

Great service easy to use would recommend to anyone Reviewed on: 26th January 2022

The best credit card I have had

Don’t charge hardly any interest Reviewed on: 26th January 2022

My new fave!

They are not machines! They honestly look at applicants and treat you with respect and as a person! The ease of applying and the professional touch. Follow ups to see how you are getting on is over and above some services used in the past. Love it. Highly recommended Reviewed on: 26th January 2022

All you looking for

No hassle, easy to apply for. Time saving and convenience right to your front door. Card took less than a week to come. The app was even easier to download and set up. At the pre agreed interest rate and all the above mentioned, this has to be one of the best experiences I have received and would highly recommend this to anyone Reviewed on: 26th January 2022

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