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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Convenient and fast

Can used it anywhere! And the app is very straightforward. Reviewed on: 29th March 2022

Easy for use the app in the mobile

Easy to use and communicate on the app by phone. Great customer service Reviewed on: 29th March 2022

Good customer service

Freindly, polite and very helpful and easy to deal with Reviewed on: 29th March 2022

Perfect

Great card, great service cannot fault them at all, really straight forward and reasonable throughout Reviewed on: 29th March 2022

Fab

Zopa is very good and give you everything in details regarding balance, payments and future requests. The app makes things really easy to use. Reviewed on: 29th March 2022

Brilliant

Brilliant, I have never had a problem with them, would definitely recommend, best by far Reviewed on: 29th March 2022

Zopa gave me a chance

I was trying to rebuild my credit after the Covid shutdown and turned down by other credit cards but Zpoa gave me a chance and I am so grateful. Reviewed on: 29th March 2022

10/10 best bank

Amazing customer service , would recommend to anyone Reviewed on: 29th March 2022

Reviee

Easy straight forward application easy to follow website Reviewed on: 29th March 2022

Perfect!

Zopa have really helped us build our credit score, as well as provide us with some flexibility. They were that good, my partner and daughter signed up! I would highly recommend them to anyone. They have always been prompt and thorough, when I have contacted them with queries and always provided polite, excellent customer service. Reviewed on: 29th March 2022

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