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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent communication and services

Excellent communication and services Reviewed on: 26th April 2025

Easy to deal with and just a pleasure to work with p...

Easy to deal with and just a pleasure to work with people who know what they are doing Reviewed on: 26th April 2025

Great customer service.

Great customer service. App is easy to navigate. Reviewed on: 26th April 2025

Fantastic service.

Great service, all transactions are checked and authorised. Reminders sent in timely fashion, app great very easy to use. Reviewed on: 26th April 2025

Simple app easy to navigate

It's helping me get my credit score up no hidden costs app is straight forward and so easy to navigate Reviewed on: 26th April 2025

Very good good service.

Very good good service. Value good with giving a increase Reviewed on: 26th April 2025

Great service

From first application to present day the service provided has been outstanding.Any issue has been resolved quickly with minimum affect. Reviewed on: 26th April 2025

Fantastic product easily managed in the app.

Fantastic product easily managed in the app. Good customer service if you do need to contact the company. Reviewed on: 26th April 2025

excellent all round service, polite, friendly and he...

excellent all round service, polite, friendly and helpful Reviewed on: 26th April 2025

Fantastic company, reliable and friendly staff too

Fantastic company, reliable and friendly staff too Reviewed on: 26th April 2025

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