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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy to use and if you have problems they seem to so...

Easy to use and if you have problems they seem to sort ASAP Reviewed on: 15th January 2026

very easy to apply generous credit limit and lets yo...

very easy to apply generous credit limit and lets you feel completely in control Reviewed on: 15th January 2026

Highly recommend

Great credit card with an easy-to-use app, clear fees, and smooth payments. Reliable and simple to manage. Highly recommend. Reviewed on: 15th January 2026

Very helpful easy to navigate, excellent service

Very helpful easy to navigate, excellent service Reviewed on: 15th January 2026

Very good and no pressure.

Very good and no pressure. I have had a very positive experience with Zopa. Reviewed on: 15th January 2026

Really great credit card any problems they sort it o...

Really great credit card any problems they sort it out straight away Reviewed on: 15th January 2026

Great experience very professional easy to use

Great experience very professional easy to use Reviewed on: 15th January 2026

I mist one payment due to the app confusion and I ha...

I mist one payment due to the app confusion and I have never mist any before. I got a fine was a bit harsh. Reviewed on: 15th January 2026

Lovely easy app to use everything is very clear woul...

Lovely easy app to use everything is very clear would highly recommended Reviewed on: 15th January 2026

Been brilliant over the last year and zero abroad ch...

Been brilliant over the last year and zero abroad charges are a bonus Reviewed on: 15th January 2026

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