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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy-to-use apps, clear statements, quick updates, s...

Easy-to-use apps, clear statements, quick updates, simple applications, and helpful support. Reviewed on: 15th January 2026

A nice simple credit card to get hassle free people...

A nice simple credit card to get hassle free people there if I need what more could you want Reviewed on: 15th January 2026

Always been good for me .

Always been good for me . Never had any problems . . Give me a pin when I do a transaction. Just like it. Reviewed on: 15th January 2026

User friendly and financial advice and guidance has...

User friendly and financial advice and guidance has been very informative for customers to support the eir credit rating Reviewed on: 15th January 2026

Excellent card easy to use.

Excellent card easy to use. Great serivice Reviewed on: 15th January 2026

Excellent card good customer service

Excellent card good customer service Reviewed on: 15th January 2026

Easy App Very Good service on line service's are eas...

Easy App Very Good service on line service's are easy to understand Reviewed on: 15th January 2026

Credit for everyone, good credit history builder card

Credit for everyone, good credit history builder card Reviewed on: 15th January 2026

They gave me a chance with ok credit unlike other pr...

They gave me a chance with ok credit unlike other providers and they are always happy to help would definitely recommend them Reviewed on: 15th January 2026

Would recommend.

I have enjoyed my Zopa Card since joining and would recommend. However I do wish they would permit wise transfer again. This is why I use my card less than I previously did. Reviewed on: 15th January 2026

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