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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very helpful easy to navigate, excellent service

Very helpful easy to navigate, excellent service Reviewed on: 15th January 2026

Very good and no pressure.

Very good and no pressure. I have had a very positive experience with Zopa. Reviewed on: 15th January 2026

Really great credit card any problems they sort it o...

Really great credit card any problems they sort it out straight away Reviewed on: 15th January 2026

Great experience very professional easy to use

Great experience very professional easy to use Reviewed on: 15th January 2026

I mist one payment due to the app confusion and I ha...

I mist one payment due to the app confusion and I have never mist any before. I got a fine was a bit harsh. Reviewed on: 15th January 2026

Lovely easy app to use everything is very clear woul...

Lovely easy app to use everything is very clear would highly recommended Reviewed on: 15th January 2026

Been brilliant over the last year and zero abroad ch...

Been brilliant over the last year and zero abroad charges are a bonus Reviewed on: 15th January 2026

Easy and simple to use

Only use my card occasionally but I have always had fantastic service and always paid what I have used when I get my statement it’s so easy and simple, I would recommend it to anyone who needs a credit cats Reviewed on: 15th January 2026

Easy-to-use apps, clear statements, quick updates, s...

Easy-to-use apps, clear statements, quick updates, simple applications, and helpful support. Reviewed on: 15th January 2026

A nice simple credit card to get hassle free people...

A nice simple credit card to get hassle free people there if I need what more could you want Reviewed on: 15th January 2026

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