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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Competitive interest rates and always transparent wi...

Competitive interest rates and always transparent with customers - love how easy the app is to navigate. Reviewed on: 25th April 2025

Exelent.

Very good exelent service good credit card. Reviewed on: 25th April 2025

Easy to use the app.

Easy to use the app. Clear and transparent. Great offers to help save money Reviewed on: 25th April 2025

Never had a problem with Zopa or the App.

Never had a problem with Zopa or the App. Excellent credit card and App is very easy to use and stay in control of your account. Reviewed on: 25th April 2025

Awesome friendly staff / brilliant knowledge and qui...

Awesome friendly staff / brilliant knowledge and quick to sort and advise on potential problems Reviewed on: 25th April 2025

Very convenient to use , useful , easy to...

Very convenient to use , useful , easy to use Reviewed on: 25th April 2025

Very good card and thanks for all staff

Very good card and thanks for all staff Reviewed on: 25th April 2025

Great customer service.

Great customer service. Easy to use app which makes it simple to keep track of spending and making payments Reviewed on: 25th April 2025

Brilliant customer service, excellent interest rate...

Brilliant customer service, excellent interest rate ,help is there if needed from saving accounts bank accounts and all in between all round brilliant company Reviewed on: 25th April 2025

Very easy to use app would recommend to everyone 5 s...

Very easy to use app would recommend to everyone 5 stars Reviewed on: 25th April 2025

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