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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent card highly recommended

Excellent customer service and always keep you up to date on everything Reviewed on: 15th January 2026

Easy to use and very helpful

Easy to use and very helpful and they are there when needed Reviewed on: 15th January 2026

Top marks for Zopa

Zopa are brilliant the helped me out big time when I could not get credit of anybody else Reviewed on: 15th January 2026

Smooth and efficient no hidden rates

Smooth and efficient no hidden rates Reviewed on: 15th January 2026

Easy to apply for and easy app to use

Easy to apply for and easy app to use Reviewed on: 15th January 2026

Good company to use very helpful

Good company to use very helpful Reviewed on: 15th January 2026

Absolutely amazing card and honedt caring staff

Absolutely amazing card and honedt caring staff Reviewed on: 15th January 2026

Exellent

Love the service very easy to use Reviewed on: 15th January 2026

Zuper zopa.

Great no hassle credit card..zopa is a great facility for credit.. Reviewed on: 15th January 2026

Great communication easy to understand

Great communication easy to understand Reviewed on: 15th January 2026

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