Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Been with Zopa nearly 2 years been great and there c...

Been with Zopa nearly 2 years been great and there customer service is also great Reviewed on: 15th January 2026

Great service

Great experience my first bank in uk and probably the last one aswell Reviewed on: 15th January 2026

Excellent app easy to use.

Excellent app easy to use. Although credit limit raises could be easier. Reviewed on: 15th January 2026

Not at the moment as a little busy at the moment.

Not at the moment as a little busy at the moment. Will do later though. Reviewed on: 15th January 2026

Easy to use

No problems easy to use and good customer service when needed Reviewed on: 15th January 2026

Great service and they keep you posted on your accou...

Great service and they keep you posted on your account and product's Reviewed on: 15th January 2026

Great and easy to use

Great and easy to use. Would recommend to anyone thanks Reviewed on: 15th January 2026

All round Excellent

Excellent service , reasonable rates, app very simple to use and navigate your way around Reviewed on: 15th January 2026

Good lender but be implementing...

Good lender, but believe as in US to be implementing and interest rate applicable cap and lot lower than currently Reviewed on: 15th January 2026

Great credit card

Love using my cable credit card for small things.Great,and easy to use. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Partnership credit card
from John Lewis 2.10 from 901 reviews
Nectar Credit Card
from American Express 3.32 from 14 reviews
Avios Credit Card
from TSB 3.50 from 20 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub