Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 43,503 reviews, last reviewed 24th Mar 2026
156200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026
Kevin M's avatar
Kevin M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (43503)

All good thanks

5
All good very easy app what do you like so much never goes down like My couldn’t account up Reviewed on: 25th April 2025

Professional polite service

5
Excellent customer service care, when I have phoned. Reviewed on: 25th April 2025

good start really easy app use i love it

5
good start really easy app use i love it Reviewed on: 25th April 2025

Its amazing to have this great app that has given me...

5
Its amazing to have this great app that has given me options I have never have. Reviewed on: 25th April 2025

Very easy to use great service and customer services

5
Very easy to use great service and customer services Reviewed on: 25th April 2025

Zopa service is excellent.

5
Zopa provide an excellent service and a financial snapshot so you can manage all your finances in one place. Reviewed on: 25th April 2025

Zopa service is excellent

5
Zopa provide an excellent service and a financial snapshot so you can manage all your finances in one place. Reviewed on: 25th April 2025

Great customer service

5
Great customer service always their when you need them Reviewed on: 25th April 2025

This card is very good for use.

5
This card is very good for use. I will recommend it to others. I use it everywhere. Reviewed on: 25th April 2025

They keep an eye on my card and have stop my card wh...

5
They keep an eye on my card and have stop my card when there was suspicious activity Reviewed on: 25th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5952 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8051 reviews
    Zopa
    View all products