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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very easy to use,lords of useful features

Very easy to use,lords of useful features Reviewed on: 15th January 2026

Fantastic customer service

Fantastic company with excellent customer service Reviewed on: 15th January 2026

Great app , good service, easy to keep track

Great app , good service, easy to keep track Reviewed on: 15th January 2026

Money care

Very helpful setting up a account Reviewed on: 15th January 2026

Great credit card, Zopa app is very easy to use wit...

Great credit card, Zopa app is very easy to use with everything that you need on it Reviewed on: 15th January 2026

They're fast and reliable and there customer relatio...

They're fast and reliable and there customer relationship is the best in uk. Reviewed on: 15th January 2026

Zopa is the one for me

They sprays make sure u have a good experience Reviewed on: 15th January 2026

So easy to use and no nagging emails or phone calls...

So easy to use and no nagging emails or phone calls fantastic Reviewed on: 15th January 2026

My card got hacked, & someone phoned me from Zopa an...

My card got hacked, & someone phoned me from Zopa and told me. So they sent me a new card out Reviewed on: 15th January 2026

This card got me back on my feet

This card got me back on my feet again after a very poor credit score it has now tripled and offering me chances to prove my self and build up my score Reviewed on: 15th January 2026

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