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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Reliable,trusted.

Reliable,trusted.. the customer service team knows what there doing Reviewed on: 25th April 2025

Fantastic product and amazing customer service

Wonderful. Professional service and friendly staff. Good product and quality servicing Reviewed on: 25th April 2025

Great service

Top service all the time not a bad word to say about zopa Reviewed on: 25th April 2025

Just really good- app a bit slow sometimes though

Just really good- app a bit slow sometimes though Reviewed on: 25th April 2025

Always good value.

Always good value. Quick and easy to deal with. Reviewed on: 25th April 2025

easy to use app, easy application

easy to use app, easy application Reviewed on: 25th April 2025

Fantastic bank great customer service all round Fant...

Fantastic bank great customer service all round Fantastic Reviewed on: 25th April 2025

I recommend Zopa

I have been with Zopa for nearly two years, they are fantastic, excellent customer service and the online is very easy to use Reviewed on: 25th April 2025

No nonsense, easy used credit card, what contact I h...

No nonsense, easy used credit card, what contact I have had with customer support they knew just how to deal with my questions. Reviewed on: 25th April 2025

Excellent service.

Excellent service...blocked my card when was used fraudulently before I knew Reviewed on: 25th April 2025

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