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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Credits score

I have been given a chance to re build my credit Reviewed on: 25th April 2025

Always had quick response good lending period

Always had quick response good lending period Reviewed on: 25th April 2025

Never had an issue with zopa everytime I've had a co...

Never had an issue with zopa everytime I've had a concern it's been addressed instantly, used it aboard no issues Reviewed on: 25th April 2025

Great and easy to communicate.

Great and easy to communicate. Applying was very simple and app makes so easy to understand Reviewed on: 25th April 2025

You are not fair,when we have a good credit score yo...

You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Very easy and good experience

Very easy and good experience, good Reviewed on: 25th April 2025

I have good experience.

I have good experience. Excellent services.. Reviewed on: 25th April 2025

Just very helpful and excellent communication

Just very helpful and excellent communication Reviewed on: 25th April 2025

Brilliant from start to finish !

Brilliant from start to finish ! Easy app and application for credit card I'm over the moon ! Reviewed on: 25th April 2025

Never had any problems with zopa always prepared to...

Never had any problems with zopa always prepared to go that little extra to help if I ever needed them Reviewed on: 25th April 2025

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