Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

Great service for poor credit customers who can’t ge...

5
Great service for poor credit customers who can’t get credit easily Reviewed on: 15th March 2025

A company to lend a helping hand

5
Zopa have helped me out in more ways than I can express I can honestly say they are a firm to trust Reviewed on: 14th March 2025

Zopa are quick and efficient I have found them easy...

5
Zopa are quick and efficient I have found them easy to use Reviewed on: 13th March 2025

Trustworthy and helpful.

5
Trustworthy and helpful. The process of applying for a credit card was straightforward. I am confident that Zopa will continue to provide me with excellent service whichever product I may use in the future. Reviewed on: 13th March 2025

Zopa the best credit card .

5
Excellent App. Excellent service. Would recommend. Zopa to all my friends and family.The best card . Reviewed on: 13th March 2025

Very professional service .

5
Very professional service . Easy to navigate website. Quick but excellent customer service Reviewed on: 13th March 2025

Excellent customer service.

5
Excellent customer service. Always happy to help Reviewed on: 11th March 2025

It has been a hassle free experience so far

4
It has been a hassle free experience so far Reviewed on: 11th March 2025

I have used zopa on several occasions and always fin...

5
I have used zopa on several occasions and always find them fair and helpful Reviewed on: 11th March 2025

Easy to apply and good customer service

5
Easy to apply and good customer service Reviewed on: 10th March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65248 reviews
    Zopa
    View all products