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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Easy to use and very reliable

5
Easy to use and very reliable.very flexible with crexit limit.would recommend tomy friends Reviewed on: 10th March 2025

Amazing service

5
Just a brilliant service! Very responsible and dependable Reviewed on: 10th March 2025

Excellent app service very good more than credit car...

5
Excellent app service very good more than credit cards offered Reviewed on: 10th March 2025

Very satisfied

5
Easy to apply and got immediate response, very satisfied with their service Reviewed on: 10th March 2025

A must credit card for easy life

4
Easy to use. User friendly. Cash withdrawal £3. On line purchase very convenient. Great to have it. Reviewed on: 9th March 2025

Totally brilliant service .

5
Totally brilliant service . Zopa customer service is excellent and find them to be a responsible lender Reviewed on: 9th March 2025

Expanding and coherent service

5
Zopa is an expanding coherent business, which I have found useful and supportive in managing my finances. Reviewed on: 9th March 2025

Fast and easy application service, prompt responses...

5
Fast and easy application service, prompt responses and hassle free Reviewed on: 9th March 2025

The application process was clear and the card easy...

5
The application process was clear and the card easy to use and understand Reviewed on: 8th March 2025

Straight forward to use and friendly staff

5
Straight forward to use and friendly staff Reviewed on: 8th March 2025

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