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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

I have Zopa and I apply for my family member...

I have Zopa and I apply for my family member as well Reviewed on: 15th January 2026

Never had a problem always had excellent service

Never had a problem always had excellent service Reviewed on: 15th January 2026

Life saving y est easy to deal with

Very impressive good interest easy to deal with Reviewed on: 15th January 2026

Always helpful

Always helpful and swift responses received. Look after you by not letting you extend your credit when it is unaffordable. Reviewed on: 15th January 2026

I have obtained visa credit card I have had ve...

Since I have obtained visa credit card I have had very good dealings with Zopa Reviewed on: 15th January 2026

Great service and customer friendly service

Great service and customer friendly service Reviewed on: 15th January 2026

Iv been with zola for a while now and they have been...

Iv been with zola for a while now and they have been there every step of the way and help me achieve my goals Reviewed on: 15th January 2026

Found everything to be aaa plus and easy site to neg...

Found everything to be aaa plus and easy site to negotiate Reviewed on: 15th January 2026

Very smooth and efficient service can’t fault them i...

Very smooth and efficient service can’t fault them in any way Reviewed on: 15th January 2026

Excellent customer service , great information and c...

Excellent customer service , great information and communication to the customer. Reviewed on: 15th January 2026

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