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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Very good app.

Very good app. Good credit limit for me. Easy to make additional payments and I do that often. I have no problem recommending this product. It’s good all round and very easy to use Reviewed on: 8th March 2025

Easy to use,flexible,as card is accepted on many sho...

Easy to use,flexible,as card is accepted on many shopping websites and other banks too.Flexible payments to pay back balances. Reviewed on: 7th March 2025

Best thing I ever did was getting a card

Best thing I ever did was getting a card Reviewed on: 7th March 2025

Credit card

Very good excellent response great card Reviewed on: 7th March 2025

Easy process and accepted with poor credit rating

Having a poor credit rating I thought it would be near impossible to gain a personal loan or a credit card. Zopa bank accepted me with both. They are very ethical because it wasn’t until I’d completed my loan that they then offered the credit card. I’d recommend them to anyone having difficulties getting credit. The process of application is very easy and stress free. Reviewed on: 7th March 2025

strait forward

strait forward and simple to use Reviewed on: 7th March 2025

Excellent fast service.

Excellent fast service easy to navigate and stay in control. Reviewed on: 7th March 2025

Zopa is a good card for shopping.

Zopa is a good card for shopping. Easy to transfer money. Its shows money in a second. Reviewed on: 7th March 2025

Not long had mine but great card and amazing custome...

Not long had mine but great card and amazing customer service Reviewed on: 7th March 2025

No problem with my credit card at all

No problem with my credit card at all Reviewed on: 7th March 2025

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