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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

My thought on zopa

I found zopa to be helpful and a good service Reviewed on: 25th April 2025

My experience with zopa , I am very happy.

My experience with zopa , I am very happy. Reviewed on: 25th April 2025

Great card so easy to use so helpful when there’s a...

Great card so easy to use so helpful when there’s a problem staff are so polite and helpful Reviewed on: 25th April 2025

Great information on the app and regular updates on...

Great information on the app and regular updates on spending and interest. Can’t fault it Reviewed on: 25th April 2025

Zopa were brilliant when I needed to apply for a cre...

Zopa were brilliant when I needed to apply for a credit card having not had one for many years to help build my credit rating Reviewed on: 25th April 2025

I’ve had a credit card and a loan with Zopa and they...

I’ve had a credit card and a loan with Zopa and they are amazing. Good rates of interest and fantastic customer service. 101% recommend these guys everytime! Reviewed on: 25th April 2025

Great customer service genuinely care

Great customer service genuinely care Reviewed on: 25th April 2025

Great service when I have rang great rates

Great service when I have rang great rates Reviewed on: 25th April 2025

Excellence customer service experience at different...

Excellence customer service experience at different tiitoupoints.The experience is unparalleled. Reviewed on: 25th April 2025

I am very pleased with the credit agreements

I am very pleased with the credit agreements Reviewed on: 25th April 2025

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