Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Top marks for Zopa

Zopa are brilliant the helped me out big time when I could not get credit of anybody else Reviewed on: 15th January 2026

Smooth and efficient no hidden rates

Smooth and efficient no hidden rates Reviewed on: 15th January 2026

Easy to apply for and easy app to use

Easy to apply for and easy app to use Reviewed on: 15th January 2026

Good company to use very helpful

Good company to use very helpful Reviewed on: 15th January 2026

Absolutely amazing card and honedt caring staff

Absolutely amazing card and honedt caring staff Reviewed on: 15th January 2026

Exellent

Love the service very easy to use Reviewed on: 15th January 2026

Zuper zopa.

Great no hassle credit card..zopa is a great facility for credit.. Reviewed on: 15th January 2026

Great communication easy to understand

Great communication easy to understand Reviewed on: 15th January 2026

Dopamine has great customer services and very easy...

Dopamine has great customer services and very easy to deal with any problems Reviewed on: 15th January 2026

Good bank, very easy to deal with

Good bank, very easy to deal with Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clear Rate Platinum Credit Card
from NatWest 3.90 from 21 reviews
Purchase Credit Card
from Halifax 3.48 from 19 reviews
Credit card
from Zempler Bank 4.83 from 5819 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub