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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

All round Excellent

Excellent service , reasonable rates, app very simple to use and navigate your way around Reviewed on: 15th January 2026

Good lender but be implementing...

Good lender, but believe as in US to be implementing and interest rate applicable cap and lot lower than currently Reviewed on: 15th January 2026

Great credit card

Love using my cable credit card for small things.Great,and easy to use. Reviewed on: 15th January 2026

Very easy to use,lords of useful features

Very easy to use,lords of useful features Reviewed on: 15th January 2026

Fantastic customer service

Fantastic company with excellent customer service Reviewed on: 15th January 2026

Great app , good service, easy to keep track

Great app , good service, easy to keep track Reviewed on: 15th January 2026

Money care

Very helpful setting up a account Reviewed on: 15th January 2026

Great credit card, Zopa app is very easy to use wit...

Great credit card, Zopa app is very easy to use with everything that you need on it Reviewed on: 15th January 2026

They're fast and reliable and there customer relatio...

They're fast and reliable and there customer relationship is the best in uk. Reviewed on: 15th January 2026

Zopa is the one for me

They sprays make sure u have a good experience Reviewed on: 15th January 2026

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