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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very good , fast and friendly app they answered very...

Very good , fast and friendly app they answered very fast at the mail and for sure I will 100% precentor recommend this card and the app Reviewed on: 25th April 2025

Fair lender with great customer service and app

When I was repairing my credit rating Zopa offered a higher rate than high street banks but it was always the lowest rate available to me. They actively notified me when I became eligible to move balances to a much lower interest loan. App is great, customer service good too. Fair lender offering a great customer experience Reviewed on: 25th April 2025

A very easy to use app, which is very easy to naviga...

A very easy to use app, which is very easy to navigate clear and easy to understand Reviewed on: 25th April 2025

Reliable and Efficient.

Reliable and Efficient. High rate of customers satisfaction. Reviewed on: 25th April 2025

Easy to use and control

Easy to apply and with the application easy to use and control Reviewed on: 25th April 2025

Really good company and would recommend

Really good company and would recommend Reviewed on: 25th April 2025

The staff who work for Zopa are very nice, and help...

The staff who work for Zopa are very nice, and help you immediately. Reviewed on: 25th April 2025

Love the app easy to access and customer service is...

Love the app easy to access and customer service is great very friendly and welcoming to talk to. Reviewed on: 25th April 2025

My bill wasn’t demanded immediately, I had 2 months...

My bill wasn’t demanded immediately, I had 2 months before I had to pay back. Reviewed on: 25th April 2025

Exactly what I want quick and easy process and all d...

Exactly what I want quick and easy process and all done online no talking too anyone I would rather email or text Reviewed on: 25th April 2025

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