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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

ZOPA is first for security, I trust that my account...

ZOPA is first for security, I trust that my account is secure and safe from hackers due to the link of my card to my phone which requires confirmation of any purchases. Reviewed on: 15th January 2026

Easy to use abroad, with no charges.

Easy to use abroad, with no charges. I simply pay in full by automatic payments, the following month. Reviewed on: 15th January 2026

Excellent service great bank and always kept informed

Excellent service great bank and always kept informed Reviewed on: 15th January 2026

Ive been with zopa now for a while.

Ive been with zopa now for a while. They have helped me financially and taken care of what I spend. They limit you to what you can afford. I wholly would recommend them. Reviewed on: 15th January 2026

Brilliant service and easy to use

Brilliant service and easy to use Reviewed on: 15th January 2026

Easy to deal with and good customer service

Easy to deal with and good customer service Reviewed on: 15th January 2026

Very easy and straightforward.

Very easy and straightforward. Easy to sign up and they do exactly what they say. No hidden catches . Would recccomend to any one. Reviewed on: 15th January 2026

Zopa is a brilliant card am so pleased a have mine t...

Zopa is a brilliant card am so pleased a have mine they are always so friendly to talk to when there is something to talk to them about thank you for having me as a Zopa card holder Reviewed on: 15th January 2026

Best thing i ever did getting a Zopa credit card...

Best thing i ever did getting a Zopa credit card Reviewed on: 15th January 2026

One of the best cards I've had and would not go anyw...

One of the best cards I've had and would not go anywhere else Reviewed on: 15th January 2026

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