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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Always helpful.

Always helpful. Willing to support Reviewed on: 15th January 2026

Was very impressed with the app easy to make repayme...

Was very impressed with the app easy to make repayments and got an increase quicker than expected Reviewed on: 15th January 2026

Great service

I called Zopa about three months ago, I needed a problem sorted out , the lady I spoke to was very nice she came across well , she sorted the problem out for me 10/10 Reviewed on: 15th January 2026

Excellent quick to approve card easy to set up excel...

Excellent quick to approve card easy to set up excellent information,allways quick with updates on your credit really happy with all asspects of the appp Reviewed on: 15th January 2026

Fantastic company

Great clear communication and rules Reviewed on: 15th January 2026

Good Credit card company.

Good Credit card company. Very friendly Reviewed on: 15th January 2026

Extremely professional service

Extremely professional service and provide an excellent customer experience Reviewed on: 15th January 2026

Very good

Never had problems with your app at all don't have to wait for for your app I can log in straight away Reviewed on: 15th January 2026

Zopa app

I feel its very easy to navigate around the app and auto increases when paying regularly, easy access to funds Reviewed on: 15th January 2026

I love Zopa because it lets me stay in control of my...

I love Zopa because it lets me stay in control of my money and spending Reviewed on: 15th January 2026

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