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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent service and easy app for navigation to all...

Excellent service and easy app for navigation to all your needs Reviewed on: 15th January 2026

I love the card.

I love the card.its amazing nothing any trouble if you have to contact the team. Reviewed on: 15th January 2026

Easy to use, kept up to date with offers ,

Easy to use, kept up to date with offers , Reviewed on: 15th January 2026

Fantastic service.

Fantastic service. Safe and reliable. Good interest rate which makes it perfect. I would recommend Zopa to all my friends and hope they win the award. Reviewed on: 15th January 2026

Excellent highly recommend a Zopa credit card.

Excellent highly recommend a Zopa credit card. Very quick easy application and acceptance. Card was quickly dispatched. Recommend a friend and receive a bonus. Don't delay apply today you've got nothing to loose Reviewed on: 15th January 2026

Excellent

Ii have used Zopa’s customer service a couple of times and received excellent service from them Reviewed on: 15th January 2026

ZOPA STAR

Love the low rates, easy to understand Reviewed on: 15th January 2026

Zopa been brilliant and glad o choice to go with...

Zopa been brilliant and glad o choice to go with them Reviewed on: 15th January 2026

Fantastic all the way threw the process from applica...

Fantastic all the way threw the process from application to when I was in a bit of trouble helped me out great app as well Reviewed on: 15th January 2026

Zopa's credit card is excellent.

Zopa's credit card is excellent. The app can be accessed from my phone or tablet and is very easy to use, with smart spending features. It also has added payment protection for that piece of mind. I would highly recommend Zopa credit card. Reviewed on: 15th January 2026

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