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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent quick to approve card easy to set up excel...

Excellent quick to approve card easy to set up excellent information,allways quick with updates on your credit really happy with all asspects of the appp Reviewed on: 15th January 2026

Fantastic company

Great clear communication and rules Reviewed on: 15th January 2026

Good Credit card company.

Good Credit card company. Very friendly Reviewed on: 15th January 2026

Extremely professional service

Extremely professional service and provide an excellent customer experience Reviewed on: 15th January 2026

Very good

Never had problems with your app at all don't have to wait for for your app I can log in straight away Reviewed on: 15th January 2026

Zopa app

I feel its very easy to navigate around the app and auto increases when paying regularly, easy access to funds Reviewed on: 15th January 2026

I love Zopa because it lets me stay in control of my...

I love Zopa because it lets me stay in control of my money and spending Reviewed on: 15th January 2026

Best bank

The rates are low the site is very easy to use and understand always get a reminder when Bill is ready we'll in advance Reviewed on: 15th January 2026

It has been a good experience.

It has been a good experience. Communication and information was great. Reviewed on: 15th January 2026

App easy friendly.

App easy friendly. Never an issue. 10/10 Reviewed on: 15th January 2026

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