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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent

Excellent service, clear statements and everything explained. Love the app as it helps to stay in control and is easy to use. Reviewed on: 25th April 2025

Excellent app is very easy to use

Excellent app is very easy to use Reviewed on: 25th April 2025

Great communication

Amazing company , no issues at all , Reviewed on: 25th April 2025

I have never had any bad experiences!.

I have never had any bad experiences. Always dealt with nice people. Reviewed on: 25th April 2025

Zenuinely. Helping Hand

I. Had IVA difficulty to get Credit card Zoopa gave me - 800 limit --Thank you zoopa Reviewed on: 25th April 2025

Love everything about Zopai have never had a problem...

Love everything about Zopai have never had a problem with Zopa Reviewed on: 25th April 2025

been a excellent service highly recommend great zopa

been a excellent service highly recommend Reviewed on: 25th April 2025

Very dedicated call center.

Very dedicated call center. Easy credit top up available for customers. User friendly App. Reviewed on: 25th April 2025

Quick easy to understand credit card, i can spend an...

Quick easy to understand credit card, i can spend and make payments keeping an eye on what’s happening in the account daily Reviewed on: 25th April 2025

Very good card and the interest is not bad

Very good card and the interest is not bad Reviewed on: 25th April 2025

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