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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good interface/ platform, overall easy to use.

Easy to use, had no problems so far and have had for about 2 years now. Communication is great and the company are transparent. Reviewed on: 15th January 2026

Very easy to you and good that I am incontrol off my...

Very easy to you and good that I am incontrol off my spending Reviewed on: 15th January 2026

Easy to use.

Easy to use. Simple to navigate around the app. Always clear and simple. Credit limit increases if you use card responsibly. Reviewed on: 15th January 2026

Zopa credit card I have good experience with friendl...

Zopa credit card I have good experience with friendly team always helps me Reviewed on: 15th January 2026

Aubrenlin

Good service and good company always helpful comps and respectful Reviewed on: 15th January 2026

Excellent

Since being with Zopa I have never encountered any problems. Reviewed on: 15th January 2026

Zopa credit card

Never had any issues easy to deal with Reviewed on: 15th January 2026

Good service credit increases good

Good service credit increases good Reviewed on: 15th January 2026

Zopa Credit Card

I have nothing but good things to say. I haven’t spoken to anyone at Zopa so can’t rate the customer service Reviewed on: 15th January 2026

Good experience throughout and very easy

Good experience throughout and very easy Reviewed on: 15th January 2026

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