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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
81% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Very friendly customer service.

5
Very friendly customer service. Made things easy a clear Reviewed on: 2nd March 2025

easy and straightforward to apply everything is exp...

5
easy and straightforward to apply everything is explained in detail never had any issues at all.one of the best cards i have had in a long time and woukd highly recommend. Reviewed on: 2nd March 2025

zopa are very reliable and very good at keeping me i...

5
zopa are very reliable and very good at keeping me informed Reviewed on: 2nd March 2025

Never had any problems with the account very straigh...

5
Never had any problems with the account very straight forward Reviewed on: 2nd March 2025

Good value for money. Excellent yo do businesses with.

5
Good value for money. Excellent service good rates Reviewed on: 2nd March 2025

Great card easy to use ,excellent communication, A1

5
Great card easy to use ,excellent communication, A1 Reviewed on: 2nd March 2025

Excellent company, from application to seasoned user...

5
Excellent company, from application to seasoned user their customer service is outstanding. Reasonable rates considering my situation. Highly recommended Reviewed on: 2nd March 2025

Great company

5
I have been using Zopa for years now, first got a loan with them and now I have a credit card as well. They are brilliant and will probably use them for years to come Reviewed on: 2nd March 2025

Zopa is an excellent credit card, customer service i...

5
Zopa is an excellent credit card, customer service is really good Reviewed on: 2nd March 2025

Mmmmmmmm

5
very good customer service. hassle-free payments Reviewed on: 2nd March 2025

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