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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 24th Mar 2026
156200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026
Kevin M's avatar
Kevin M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Great service with it being easy to use the app very...

5
Great service with it being easy to use the app very easy to set account up Reviewed on: 25th April 2025
Rob W's avatar
Rob W

Fantastic credit card - easy to manage, great app, a...

5
Fantastic credit card - easy to manage, great app, and fast support. Zopa sets the standard! Reviewed on: 25th April 2025
Laurentiu Ban's avatar
Laurentiu Ban

Zopa credit card account

5
Had a credit card account for a few years. It's been good value, the app is very easy to use and understand as they everything is made out clearly. Also very good offers to be had on other financial products such as their current account which I'm considering opening. Communication has always been spot on. Reviewed on: 25th April 2025
Lee's avatar
Lee

Zopa credit card account

5
Had a credit card account for a few years. It's been good value, the app is very easy to use and understand as they everything is made out clearly. Also very good offers to be had on other financial products such as their current account which I'm considering opening. Communication has always been spot on. Reviewed on: 25th April 2025
Lee's avatar
Lee

I contacted the customer service about issuing new c...

5
I contacted the customer service about issuing new card. The customer service was prompt in solving the issue and within few days, I received my new card. Reviewed on: 25th April 2025
Aboubacar K's avatar
Aboubacar K

Customer service is excelent had problems with wrong...

5
Customer service is excelent had problems with wrong transfer and was dealt in seconds Reviewed on: 25th April 2025
Mariana Rusu's avatar
Mariana Rusu

Great company

5
Great company best credit card I have Reviewed on: 25th April 2025
Mark n's avatar
Mark n

I had a fake payment trying to take money Zopa recog...

4
I had a fake payment trying to take money Zopa recognised this and blocked my card. Ordered a new card and blocked the present one Reviewed on: 25th April 2025
Tracey Palmer's avatar
Tracey Palmer

Easy and straightforward to apply on line.

5
Easy and straightforward to apply on line. Reviewed on: 25th April 2025
Amt's avatar
Amt

So easy to sort everything out brilliant credit card

5
So easy to sort everything out brilliant credit card Reviewed on: 25th April 2025
Julie 's avatar
Julie

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