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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent customer service first class service easy...

Excellent customer service first class service easy application process quick and no hassle Reviewed on: 15th January 2026

Their onboarding process is simple and seamless.

Their onboarding process is simple and seamless. Reviewed on: 15th January 2026

Responsible lenders and easy to contact customer ser...

Responsible lenders and easy to contact customer service. Will offer increase to customers if they show they are spending responsible. Reviewed on: 15th January 2026

Brilliant credit card provider .

Brilliant credit card provider .Highly recommend to anyone Reviewed on: 15th January 2026

Good service very application online easy

Good service application online easy Reviewed on: 15th January 2026

Good services

Applying was easy, the application took about 20 min. Never had any issues Reviewed on: 15th January 2026

Excellent Credit Card Provider.

Excellent Credit Card Provider. Been with them for months and the process of applying and there notification settings are fantastic. Reviewed on: 15th January 2026

Very good customer service and overall service from...

Very good customer service and overall service from them Reviewed on: 15th January 2026

Always had postive experoences with Zopa.

Always had postive experoences with Zopa. My number 1 credit card Reviewed on: 15th January 2026

I find the site easy to use and have no problems wit...

I find the site easy to use and have no problems with anything Reviewed on: 15th January 2026

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