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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

ZOPA ARE ABSOLUTELY BRILLIANT AT GETTING PEOPLE BACK...

ZOPA ARE ABSOLUTELY BRILLIANT AT GETTING PEOPLE BACK ON TRACK WITH THERE CREDIT SCORE Reviewed on: 15th January 2026

Good and very useful to when I am in need

Good and very useful to when I am in need Reviewed on: 15th January 2026

Super easy

Super easy, uncomplicated and straightforward. Reviewed on: 15th January 2026

Great bank easy website site brilliant app very easy...

Great bank easy website site brilliant app very easy to keep up to date with your spending would highly recommend Reviewed on: 15th January 2026

Great rebuilt my credit. Excellent.

Great company. Highly recommend. Reviewed on: 15th January 2026

Just Great

Easy to apply. Great communication. Great app. Reviewed on: 15th January 2026

Great credit company

I’ve had great experience from start, great credit depending on you yourself, can use the card anywhere, excellent communication service Reviewed on: 15th January 2026

Fantastic card to have ,no bother with it ,enjoy usi...

Fantastic card to have ,no bother with it ,enjoy using it xx Reviewed on: 15th January 2026

No issues at all overall great company

No issues at all overall great company Reviewed on: 15th January 2026

Excellent way to build credit control

Excellent way to build credit control Reviewed on: 15th January 2026

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