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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

had a low credit score and have managed to increase...

had a low credit score and have managed to increase with Zopa Reviewed on: 24th April 2025

User friendly app,

The app is very user friendly, you can link your bank accounts which provides better bespoke offers. Reviewed on: 24th April 2025

Excellent services

Excellent services, app is easy to use Reviewed on: 24th April 2025

Very good to use excellent service and communication.

Very good to use excellent service and communication. Always providing efficient service. Reviewed on: 24th April 2025

Great staff and treat you with respect no matter you...

Great staff and treat you with respect no matter you financial history x Reviewed on: 24th April 2025

Great service, excellent product.

Great service, excellent product. I’ve been with them for a few years now and really happy with my experience. When I moved to the UK there were very few banks that would offer me a credit card but Zopa did and I have been extremely satisfied with their product and service ever since. Reviewed on: 24th April 2025

Good customer service

Good communication. service excellent Reviewed on: 24th April 2025

Great company

Zopa were one of my first credit cards many years ago and I have never had anything to complain about Reviewed on: 24th April 2025

I have been with zopa for a while and they have been...

I have been with zopa for a while and they have been nothing but good and reasonable great communication with there customers fair Apr a all round good company keep the work up team zopa !!! Reviewed on: 24th April 2025

Good service, would like to be able to add the card...

Good service, would like to be able to add the card to my wallet though Reviewed on: 24th April 2025

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