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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

5 star excellent customer service

5 star excellent customer service Reviewed on: 15th January 2026

Overall very happy with the account

Overall very happy with the account Reviewed on: 15th January 2026

Very good and easy to get answers back friendly service

Very good and easy to get answers back friendly service Reviewed on: 15th January 2026

Professional platform .

Very professional service and very easy to work. Found what I was looking for. Great platform to use.works well. Reviewed on: 15th January 2026

very good customer service sorted fraud problem on a...

very good customer service sorted fraud problem on account straight away no problems Reviewed on: 15th January 2026

I have always had very good experience.

I have always had very good experience. Reviewed on: 15th January 2026

I found my credit card very useful with difficult times

I found my credit card very useful with difficult times Reviewed on: 15th January 2026

Satisfaction review

I`m satisfied with the Zopa services especially when it comes to mutual understanding regarding payment difficulties with their customers. They strive to make their customers feel at home with payment issues. Reviewed on: 15th January 2026

Great company and app

Very easy to apply for card .App makes it easy to track your spending and when payment is due . Reviewed on: 15th January 2026

It’s just a really good card, nothing hidden!

It’s just a really good card, nothing hidden! Reviewed on: 15th January 2026

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