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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Trusted and reliable credit card that has a APR that...

Trusted and reliable credit card that has a APR that is not high Reviewed on: 15th January 2026

I've been a customer for years, and the service is e...

I've been a customer for years, and the service is excellent. Reviewed on: 15th January 2026

Well Zopa is a good credit card and staff are excell...

Well Zopa is a good credit card and staff are excellent Reviewed on: 15th January 2026

5 star excellent customer service

5 star excellent customer service Reviewed on: 15th January 2026

Overall very happy with the account

Overall very happy with the account Reviewed on: 15th January 2026

Very good and easy to get answers back friendly service

Very good and easy to get answers back friendly service Reviewed on: 15th January 2026

Professional platform .

Very professional service and very easy to work. Found what I was looking for. Great platform to use.works well. Reviewed on: 15th January 2026

very good customer service sorted fraud problem on a...

very good customer service sorted fraud problem on account straight away no problems Reviewed on: 15th January 2026

I have always had very good experience.

I have always had very good experience. Reviewed on: 15th January 2026

I found my credit card very useful with difficult times

I found my credit card very useful with difficult times Reviewed on: 15th January 2026

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