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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

friendly advice when asking for help

understand your needs friendly advice when asking for help Reviewed on: 15th January 2026

Very helpful and handy card to have

Very helpful and handy card to have Reviewed on: 15th January 2026

Very easy application good interest rates friendly h...

Very easy application good interest rates friendly helpful customer support Reviewed on: 15th January 2026

Really good credit card, excellent customer service,...

Really good credit card, excellent customer service, and kept well informed, about your account, with tips and suggestions to get the best of your credit card Reviewed on: 15th January 2026

Zopa card

Brilliant easy to use card. Can’t fault this service. Reviewed on: 15th January 2026

Nice easy and very quick service

Nice easy and very quick service Reviewed on: 15th January 2026

The Good and the could do better.

Very good sorting out credit card but after paying off first loan a few months early had to provide numerous payslips or bank statements ?. Reviewed on: 15th January 2026

Very helpful staff and everything goes smoothly...

Very helpful staff and everything goes smoothly i have had no problems with anything I have applied for and everything gone though smoothly would recommend dopamine to all my family and friends Reviewed on: 15th January 2026

Easy to use, good credit limit in the beginning

Easy to use, good credit limit in the beginning Reviewed on: 15th January 2026

Very helpful and the app is very easy to use.

Very helpful and the app is very easy to use. Reviewed on: 15th January 2026

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