Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I’ve been using this service for long time, really h...

I’ve been using this service for long time, really helps also having snooze to help with payments is also good, Reviewed on: 15th January 2026

A credit company who has great customer service

A credit company who has great customer service Reviewed on: 15th January 2026

Customer service is great

No problem. I did have a company trying to take money from card which thankfully Zopa declined. When I contacted them card canx and new one on the way. Reviewed on: 15th January 2026

Always a pleasure especially if you need advice or n...

Always a pleasure especially if you need advice or need to speak to someone for help. Reviewed on: 15th January 2026

Great to deal with easy to deal with customer servic...

Great to deal with easy to deal with customer service top notch Reviewed on: 15th January 2026

Gave me a chance

Credit score wasn’t great, I have been a customer since 2022, can not fault them Reviewed on: 15th January 2026

Good review

Easy too communication app easy too understand Reviewed on: 15th January 2026

Great service, easy to use app and website, good com...

Great service, easy to use app and website, good communication Reviewed on: 15th January 2026

My favourite card

Any issues I’ve had have been resolved very quickly . Great customer service . Such a handy card to have Reviewed on: 15th January 2026

Great app and easy to use, sensible with limits

Great app and easy to use, sensible with limits Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from Sainsburys Bank 3.63 from 97 reviews
Gold Credit Card
from American Express 4.51 from 25 reviews
Credit builder card
from thimbl. 4.41 from 18 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub