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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service

Always had an excellent and professional service from zopa Reviewed on: 15th January 2026

I have no problem with Zopa.

I have no problem with Zopa. Thay have helped me when i have had troble with my card Reviewed on: 15th January 2026

Any problems are sorted quickly without fuss.

Any problems are sorted quickly without fuss. Easy and clear to understand what happening Reviewed on: 15th January 2026

Very good when I had problems helped me to understan...

Very good when I had problems helped me to understand what I was doing wrong Reviewed on: 15th January 2026

Great company

Never had a problem with zopa, when I needed a loan it was there for me straight away.. paid back early with minimal charges Reviewed on: 15th January 2026

Simple to use app

Quick and simple proces, Regular updates. Reviewed on: 15th January 2026

Easy straightforwards no issues.

Easy straightforwards no issues. App is clean and easy. Application also easy and straightforwards. Reviewed on: 15th January 2026

Customer service is excellent.

Customer service is excellent. You can talk to a human being. I made a mistake with my account and it was sorted out almost immediately. Very impressive. Reviewed on: 15th January 2026

Great card, simple, easy to track, great customer se...

Great card, simple, easy to track, great customer service. Reviewed on: 15th January 2026

Easy to use.

Easy to use. Simple and effective Reviewed on: 15th January 2026

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