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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

It was really easy for application process to get my...

It was really easy for application process to get my credit card approved and very friendly system to use I’m grateful as a customer using ZOPA. It had helped greatly abroad. Thank you. Reviewed on: 24th April 2025

Great interest rates, on saving accounts

Great interest rates, on saving accounts Reviewed on: 24th April 2025

very good to deal with.

Brilliant, exceptional service. Not heard of them prior to application, however, very good to deal with. Reviewed on: 24th April 2025

Fantastic and easy to use very happy with the servic...

Fantastic and easy to use very happy with the service and good responses , can use the card anywhere Reviewed on: 24th April 2025

Great card, easy communication.

Great card, easy communication. Very pleased with everything Reviewed on: 24th April 2025

Easily understood

Easy to understand and use, good customer service Reviewed on: 24th April 2025

Excellent service ,very good credit card

Excellent service ,easy use,would highly recommend Reviewed on: 24th April 2025

No stress, no issues, transparent.

No stress, no issues, transparent. Flexible and easy to use and understand. Can get you out of an unexpected hole. Easy to aplpy too!, plus there are services you can access to, if offered. I ve been with Zopa a while now and never had any problems. Highly recommend it. Reviewed on: 24th April 2025

Easy to do online payments and good communication

Easy to do online payments and good communication Reviewed on: 24th April 2025

Great card

Since haveing this I have no problems and app is great easy to use Reviewed on: 24th April 2025

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