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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Great customer support service.

Great customer support service. Easy to navigate app. Very clear information regarding payments additional payments, interest rate Reviewed on: 23rd April 2025

Great card and good service excellent customer service

Great card and good service excellent customer service Reviewed on: 23rd April 2025

You were the best until you decided to raise my inte...

You were the best until you decided to raise my interest rate. The fact that you're not pegging it with that of the Bank of England, makes no sense to me and is just so unfair. I've never missed a payment and you're charging me interest on what I owe, so why make life more difficult for me if you think I'm struggling? Reviewed on: 23rd April 2025

Easy street

Low interest, very easy to use ,very happy all in all Reviewed on: 23rd April 2025

It was easy too use and very comfortable

It was easy too use and very comfortable Reviewed on: 23rd April 2025

Highly recommend - App really user friendly.

App really user friendly. Notifications and security really good. Reviewed on: 23rd April 2025

Brilliant everyday creditcard

Brilliant everyday credit card no hidden fees Reviewed on: 23rd April 2025

Great credit card to use, app is easy and lets you k...

Great credit card to use, app is easy and lets you know what you’ve spent. Reviewed on: 23rd April 2025

I have found zopa to be overall very good compared t...

I have found zopa to be overall very good compared to other credit providers Reviewed on: 23rd April 2025

Good for improving credit rating

Good for improving credit rating Reviewed on: 23rd April 2025

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