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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Had a Zopa card for a number of years.

Had a Zopa card for a number of years. It has a great customer friendly app and modern features. Reviewed on: 15th January 2026

Great account and easy to manage

Great account and easy to manage payments good little credit builder and not extremely high interest rates like others Reviewed on: 15th January 2026

Good communication

Website easy to use. Information needed is easy to see and follow. Generally the website is user friendly. Reviewed on: 15th January 2026

Awesome credit card provider

Awesome credit card provider , customer service is excellent a, easy to use app Reviewed on: 15th January 2026

Good customer service very good app offer a lot of p...

Good customer service very good app offer a lot of products Reviewed on: 15th January 2026

Great service, easy to use app and customer care/ se...

Great service, easy to use app and customer care/ service an amazing experience Reviewed on: 15th January 2026

Improving quality of life

I had a poor credit rating and was struggling to improve it. The card from Zopa has helped me build my score and in doing that, it’s helped me improve my quality of life. Reviewed on: 15th January 2026

Ace card keeps in touch and limit is ace

Ace card keeps in touch and limit is ace Reviewed on: 15th January 2026

Very friendly staff,Prompt replies, easy to use app

Very friendly staff,Prompt replies, easy to use app Reviewed on: 15th January 2026

Excellent loan & credit card but I’ve had both great...

Excellent loan & credit card but I’ve had both great & appalling customer service Reviewed on: 15th January 2026

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